Anne Arundel County property record for 111 Smith Ave, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,568 sqft · built 1931 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,450 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-02102800 |
| Primary APN | 06-000-02102800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Patio Area | 124 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00002102800 |
|---|---|
| Street Address | 111 SMITH AVE |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 16 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 706500 |
Source: Anne Arundel County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 111 SMITH AVE, ANNAPOLIS, MD 21401-3527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage SEVERN SAVINGS BANK FSB |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SVGS BK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 1998 |
| Deed Sale | Nov 13, 1998 |
| Deed Document Number | 199814615 |
| Deed Book / Page | 8812 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 111 SMITH AVE, ANNAPOLIS, MD 21401-3527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0324220190 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 32422/190 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 111 SMITH AVE, ANNAPOLIS, MD 21401-3527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0338850199 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 33885/199 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 111 SMITH AVE, ANNAPOLIS, MD 21401-3527 |
| Document Number | 0356280189 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 111 SMITH AVE ANNAPOLIS MD 214013527, ANNAPOLIS, MD 21401-3527 |
| Document Number | 0356280189 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 035628/000189 |
| Name | SEVERN SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $714,600 (+2.34%) Land $565,400 Building $149,200 | $714,600 (-) Land $565,400 Building $149,200 | |
| 2025 | $7,450.00 (+2.18%) Homeowner's exemption | $698,233 (+4.92%) | $714,600 (+7.38%) Land $565,400 Building $149,200 |
| 2024 | $7,291.00 (+2.39%) | ||
| 2023 | $7,121.00 Homeowner's exemption | $665,500 Land $565,400 Building $100,100 | $665,500 Land $565,400 Building $100,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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