111 Shephard Rd, Opp, AL 36467 Property Records

Covington County property record for 111 Shephard Rd, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,123 sqft · built 1992
Lot Size	10.3 acres (448,668 sqft)
Owner	Individual Name on Record
Tax Bill	$772 (2023)
Deeds & Mortgages	Jul 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-07-36-4-001-001.000`

Property Details

APN / Parcel Number

Primary APN	`23-12-07-36-4-001-001.000`
Alternative APNs	`12073640010010000` `1207364001001000` `23410790`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,123 sqft Living Area
1st Floor Area	2,123 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	448,668 sqft (10.3 acres)
Garage Type	Carport
Garage Area	572 sqft
Carport	Carport
Carport Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23410790
Street Address	111 SHEPHARD RD
City	OPP
State	AL
Zip	36467-3566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2004/2913 JSD 2/19/04 BEG @ NE NE4 OF SE4 SEC 36 T4N R17E POB; TH W-1320'; S-140' TO N LN OF MAHONER SUB-DIV;
Legal Range	17E
Legal Township	04N
Legal Section	36
Legal Subdivision	TO N LN MAHONER
Legal Block	C
Legal Lot Number	6
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	2
Census Block	2004
Census Tract	962600

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 SHEPHARD RD, OPP, AL 36467-3566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 20, 2020
Transfer Doc	2020013287
Record Updated	Sep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON AL
Recording Date	Jul 15, 2020
Property Address	111 SHEPHARD RD, OPP, AL 36467-3566
Document Number	2020/13287
Book / Page	2020 / 13287
Instrument Date	Jun 20, 2020
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 SHEPHARD RD, OPP, AL 36467-3566

Mortgage

Document Number	0202013291
Date	Jul 15, 2020
Instrument	2020/13291

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.02%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$53,832 (+156.25%) Land $10,760 Building $43,072	$269,160 (+28.12%) Land $53,800 Building $215,360
2023	$772.00 (+5.9%) Homeowner's exemption	$21,008 (+5.66%) Land $4,720 Building $16,288	$210,080 (+5.66%) Land $47,200 Building $162,880
2022	$729.00 Homeowner's exemption	$19,882 Land $4,370 Building $15,512	$198,820 Land $43,700 Building $155,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50