107 Shephard Rd, Opp, AL 36467 Property Records

Covington County property record for 107 Shephard Rd, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,364 sqft · built 1998
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2018)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-09-31-3-001-005.001`

Property Details

APN / Parcel Number

Primary APN	`23-11-09-31-3-001-005.001`
Alternative APNs	`11093130010050010` `1109313001005001` `23359390`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,364 sqft Living Area
1st Floor Area	2,364 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	392,040 sqft (9 acres)
Garage Type	Carport
Garage Area	936 sqft
Carport	Carport
Carport Area	936 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23359390
Street Address	107 SHEPHARD RD
City	OPP
State	AL
Zip	36467-3566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2018/13653 JSD 9/14/18 BEG @ NW COR SW4 S31 T4N R18E POB. TH E-190.5'; SE-975.8' TO US HWY #84; SW-371.4' ALG HWY;
Legal Range	18E
Legal Township	04N
Legal Section	31
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	2
Census Block	2004
Census Tract	962600

Owner

107 Shephard Rd is owned and occupied by an individual who bought it in September 2018.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	107 SHEPHARD RD, OPP, AL 36467-3566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on File
Deed Sale	Sep 17, 2018 · Amount on File
Deed Book / Page	2018 / 13653
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	107 SHEPHARD RD, OPP, AL 36467-3566
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/14336
Date	Jun 17, 2021
Book Page	2021/14336

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	107 SHEPHARD RD, OPP, AL 36467-3566
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/14532
Date	Oct 2, 2018
Book Page	2018/14532

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 17, 2018
Property Address	107 SHEPHARD RD, OPP, AL 36467-3566
Document Number	2018/13653
Book / Page	2018 / 13653
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	107 SHEPHARD RD, OPP, AL 36467-3566

Mortgage

Document Number	0201813656
Date	Sep 17, 2018
Instrument	2018/13656

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 107 Shephard Rd was $1,137 with a homeowner's exemption, up 7.4% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (+7.37%) Homeowner's exemption	$62,464 (+120.1%) Land $10,140 Building $52,324	$312,320 (+10.14%) Land $50,700 Building $261,620
2024	$1,059.00 (+15.49%) Homeowner's exemption	$28,380 (+14.78%) Land $5,080 Building $23,300	$283,560 (+14.68%) Land $50,700 Building $232,860
2023	$917.00 (+4.68%) Homeowner's exemption	$24,726 (+4.58%) Land $4,450 Building $20,276	$247,260 (+4.58%) Land $44,500 Building $202,760
2022	$876.00 Homeowner's exemption	$23,644 Land $4,120 Building $19,524	$236,440 Land $41,200 Building $195,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Shephard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Shephard Rd is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: BuzzBroadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shephard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures