111 Saint Lawrence Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 111 Saint Lawrence Dr, Silver Spring, MD 20901 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,725 sqft · built 1945
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$539,000 (Aug 2006)
Tax Bill	$5,968 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00963611`

Property Details

APN / Parcel Number

Primary APN	`13-00963611`
Alternative APN	`00963611`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,725 sqft Living Area
Gross Area	2,045 sqft
1st Floor Area	946 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Porch	Enclosed Porch
Porch Area	320 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00963611
Street Address	111 SAINT LAWRENCE DR
City	SILVER SPRING
State	MD
Zip	20901-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH TAKOMA HIGHLANDS
Legal Subdivision	WALLACES SUB
Legal Block	2
Legal Lot Number	33
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2013
Census Tract	702102

Owner

Source: Montgomery County records · APN 13-00963611

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	111 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2021	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCEAN LENDING HOME LOANS INC
Mar 18, 2019	Deed of Trust, Mortgage · ARM HOWARD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2006 · Amount on Record
Deed Sale	Aug 15, 2006 · Amount on Record
Deed Document Number	200657161
Deed Book / Page	32847 / 102
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	111 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2502
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2502

Mortgage

Document Number	0644380024
Date	Nov 01, 2021
Book Page	64438/24

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 08, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	111 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2502
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0624630436
Date	Apr 08, 2021
Book Page	62463/436

Lender

Name	OCEAN LENDING HOME LOANS INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	111 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	EMERALD TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573260214
Date	Mar 18, 2019
Book Page	57326/214

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Mar 01, 2024
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,933 (+0.48%)	$514,800 (+1.44%) Land $274,800 Building $240,000
2025	$5,968.00 (+27.39%)	$507,500 (+11.64%) Land $274,800 Building $232,700	$507,500 (-) Land $274,800 Building $232,700
2023		$454,567	$507,500 Land $274,800 Building $232,700
2022	$4,685.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317021022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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