109 Saint Lawrence Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 109 Saint Lawrence Dr, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,137 sqft · built 1950
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Oct 2021)
Tax Bill	$7,387 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-00962547`

Property Details

APN / Parcel Number

Primary APN	`13-00962547`
Alternative APN	`00962547`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,137 sqft Living Area
1st Floor Area	2,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Porch	Open Porch
Porch Area	63 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00962547
Street Address	109 SAINT LAWRENCE DR
City	SILVER SPRING
State	MD
Zip	20901-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTH TAKOMA HIGHLAN DS
Legal Subdivision	WALLACES SUB
Legal Block	2
Legal Lot Number	32
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2013
Census Tract	702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10434 BROOKMOOR DR, SILVER SPRING, MD 20901-2601
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Feb 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Sep 24, 2002 · Amount on Record
Deed Book / Page	64295 / 462
Prior Transfer Date	Jan 6, 2017
Prior Transfer Doc	0537540358
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 15, 2021
Property Address	109 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2502
Document Number	0642950462
Book / Page	64295 / 462
Map Reference	MB 15 PL 983
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	NOT AVAILABLE, RGS TITLE OF BETHESDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2502

Mortgage

Document Number	64295466
Date	Oct 15, 2021
Instrument	64295/466

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 8, 2017
Property Address	109 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2502
Document Number	0537540358
Book / Page	053754 / 000358
Instrument Date	Jan 6, 2017
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	109 SAINT LAWRENCE DR SILVER SPRING MD 209012502, SILVER SPRING, MD 20901-2502

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,367 (+0.66%)	$581,900 (+1.98%) Land $274,000 Building $307,900
2025	$7,387.00 (+5.68%)	$570,600 (+10.38%) Land $274,000 Building $296,600	$570,600 (-) Land $274,000 Building $296,600
2024	$6,990.00 (+15.33%)
2023		$516,933	$570,600 Land $274,000 Building $296,600
2022	$6,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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