DuPage County property record for 111 S River Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,185 sqft · built 1977 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Jun 2022) |
| Tax Bill | $12,921 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2022 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-418-008 |
| Primary APN | 07-14-418-008 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,185 sqft Living Area |
| Gross Area | 4,546 sqft |
| 1st Floor Area | 1,462 sqft |
| 2nd Floor Area | 1,640 sqft |
| Basement Area | 1,444 sqft |
| Finished Basement | 1,083 sqft |
| Unfinished Basement | 361 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 11.2 ft deep x 9 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 111 S RIVER RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WILL-O-WAY PK UNIT 7 |
| Legal Subdivision | WILL-O-WAY PK |
| Legal Lot Number | 492 |
| Legal Unit | 7 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 846504 |
111 S River Rd is owned and occupied by two individuals who bought it in June 2022.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1014 PARKHILL CIR, AURORA, IL 60502-9095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 10, 2022 | Warranty Deed, Transfer BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Oct 8, 2019 | Deed of Trust, Mortgage CITIBANK |
| Jun 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Mar 13, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on File |
| Deed Sale | Jun 10, 2022 · Amount on File |
| Prior Sale | Jun 10, 2022 · Amount on File |
| Deed Document Number | 202256410 |
| Prior Transfer Date | Jul 26, 2006 |
| Prior Transfer Doc | 0000162324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 10, 2022 |
| Property Address | 111 S RIVER RD, NAPERVILLE, IL 60540-4242 |
| Document Number | 0000056410 |
| Map Reference | DOC R73-42263 |
| Instrument Date | May 9, 2022 |
| Instrument | R2022-056410 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 S RIVER RD, NAPERVILLE, IL 60540-4242 |
| Document Number | 0000056411 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | R2022-056411 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 10, 2022 |
| Property Address | 111 S RIVER RD, NAPERVILLE, IL 60540-4242 |
| Document Number | 0000056409 |
| Map Reference | DOC R73-42263 |
| Instrument Date | Apr 8, 2022 |
| Instrument | R2022-056409 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Tax | $615.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 APPLE RIDGE RD, DANBURY, CT 06810-7301 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 111 S RIVER RD, NAPERVILLE, IL 60540-4242 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000094141 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | R2019-094141 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 111 S RIVER RD, NAPERVILLE, IL 60540-4242 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | GIT |
| Name | Verified Name |
|---|
| Document Number | 0000096487 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | R2020-096487 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 111 S RIVER RD, NAPERVILLE, IL 60540-4242 |
| Document Number | 0000094143 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 111 S RIVER RD NAPERVILLE IL 605404242, NAPERVILLE, IL 60540-4242 |
| Document Number | 0000094143 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 94143 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368-2240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 6, 2018 |
| Property Address | 111 S RIVER RD, NAPERVILLE, IL 60540-4242 |
| Document Number | 0000050147 |
| Map Reference | DOCR76-05162 |
| Instrument Date | May 16, 2018 |
| Instrument | R2018-050147 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,047.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12856 SHELLY LN, 12856, PLAINFIELD, IL 60585-6711 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 111 S RIVER RD, NAPERVILLE, IL 60540-4242 |
| Document Number | 0000050148 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | R2018-050148 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.49% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Mar 13, 2018 |
| Property Address | 111 S RIVER RD, NAPERVILLE, IL 60540-4242 |
| Document Number | 0000021443 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 21443 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $408.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12856 SHELLY LN PLAINFIELD IL 605856711, PLAINFIELD, IL 60585-6711 |
The 2025 property tax bill for 111 S River Rd was $12,921 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,921.00 | $229,603 Land $53,300 Building $176,303 | $688,809 Land $159,900 Building $528,909 |
| 2022 | $10,750.00 Homeowner's exemption | $172,390 Land $41,140 Building $131,250 | $517,170 Land $123,420 Building $393,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 111 S River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 111 S River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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