DuPage County property record for 110 S River Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,367 sqft · built 1986 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Oct 2013) |
| Tax Bill | $11,405 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-420-016 |
| Primary APN | 07-14-420-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,367 sqft Living Area |
| Gross Area | 3,393 sqft |
| 1st Floor Area | 1,341 sqft |
| 2nd Floor Area | 1,026 sqft |
| Basement Area | 1,026 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 12.5 ft deep x 9.5 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 110 S RIVER RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WILL-O-WAY PARK UNIT 8 ALL |
| Legal Subdivision | WILL-O-WAY PARK |
| Legal Lot Number | 31 |
| Legal Unit | 8 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 846504 |
110 S River Rd is owned and occupied by two individuals who bought it in October 2013.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 S RIVER RD, NAPERVILLE, IL 60540-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE |
| May 14, 2019 | Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK |
| Mar 27, 2018 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2013 · Amount on File |
| Deed Sale | Oct 24, 2013 · Amount on File |
| Prior Sale | Nov 10, 1999 · Amount on File |
| Deed Document Number | 2013148018 |
| Prior Transfer Date | Jun 18, 2012 |
| Prior Transfer Doc | 0000144351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 110 S RIVER RD, NAPERVILLE, IL 60540-4227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000094309 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | R2021-094309 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WAUKESHA, WI 53186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 110 S RIVER RD, NAPERVILLE, IL 60540-4227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | PLYMOUTH TITLE GUARANTY CORP |
| Name | Verified Name |
|---|
| Document Number | 0000036562 |
|---|---|
| Date | May 14, 2019 |
| Instrument | R2019-036562 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.35% |
| Type Change Date | May 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.35% |
| Index | 1-Year LIBOR |
| Max Rate | 8.35% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Mar 27, 2018 |
| Property Address | 110 S RIVER RD, NAPERVILLE, IL 60540-4227 |
| Document Number | 0000026472 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 26472 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $567.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 441 HARVARD LN BARTLETT IL 601037416, BARTLETT, IL 60103-7416 |
| Document Number | 26473 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 26473 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 110 S River Rd was $11,405 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,405.00 | $203,607 Land $58,817 Building $144,790 | $610,821 Land $176,451 Building $434,370 |
| 2022 | $9,655.00 Homeowner's exemption | $155,430 Land $44,550 Building $110,880 | $466,290 Land $133,650 Building $332,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 S River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 110 S River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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