111 S Main, Coleta (Sterling), IL 61081 Property Records

Whiteside County property record for 111 S Main, Coleta, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0416226015`

Property Details

APN / Parcel Number

Primary APN	`0416226015`
Alternative APN	`4401`

Exterior

Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Account Number	4401
Street Address	111 S MAIN
City	COLETA
State	IL
Zip	61081-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 & PT 11 NE NE SEC 16 TWP 22 RNG 6 MF 6676-99 27200X
Legal Range	06E
Legal Township	22N
Legal Section	16
Legal Lot Number	9
Jurisdiction	WHITESIDE IL
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2028
Census Tract	100

Owner

111 S Main is owned and occupied by an individual.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	111 S MAIN, COLETA, IL 61081-5119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage STERLING FEDERAL BANK FSB
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage STERLING BK
Nov 24, 2017	Deed of Trust, Mortgage STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Aug 31, 2026
Property Address	111 S MAIN, COLETA, IL 61081-5119
Document Number	0000004686
Instrument Date	Aug 25, 2026
Instrument	20264686
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 S MAIN, COLETA, IL 61081-5119

Mortgage

Document Number	0000004686,
Date	Aug 31, 2026
Instrument	20264686

Lender

Name	STERLING FEDERAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	111 S MAIN, COLETA, IL 61081-5119
Document Number	0000000523
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 S MAIN COLETA IL 610815119, COLETA, IL 61081-5119

Mortgage

Document Number	0000000523
Date	Jan 22, 2021
Instrument	523

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 21, 2031

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	111 S MAIN, COLETA, IL 61081-5119
Document Number	0000007194
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 S MAIN COLETA IL 610815119, COLETA, IL 61081-5119

Mortgage

Document Number	0000007194
Date	Nov 29, 2017
Instrument	7194

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 28, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 111 S Main was $3,148.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Coleta Village
County	Whiteside County
County Subdivision	Genesee Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00	$53,835 Land $2,015 Building $51,820
2024			$161,505 Land $6,045 Building $155,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 S Main in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 S Main is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000
JCWIFI.com Fixed Wireless	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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