106 S Main, Coleta (Sterling), IL 61081 Property Records

Whiteside County property record for 106 S Main, Coleta, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2025)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0415101002`

Property Details

APN / Parcel Number

Primary APN	`0415101002`
Alternative APNs	`122846` `119532` `84064`

Exterior

Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Account Number	122846
Street Address	106 S MAIN
City	COLETA
State	IL
Zip	61081-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF COLETA LOT 11 & ADJ PIECE 10' X 50' ON E SIDE BLK 6 59000X
Legal Subdivision	VILLAGE COLETA
Legal Block	6
Legal Lot Number	11
Jurisdiction	WHITESIDE IL
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2029
Census Tract	100

Owner

106 S Main is owned and occupied by an individual who bought it in October 2025.

Source: Whiteside County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	106 S MAIN, COLETA, IL 61081-5131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer ASCENTRA CU
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit STERLING BK
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Deed Document Number	20255331
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 22, 2025
Property Address	106 S MAIN, COLETA, IL 61081-5131
Document Number	0000005331
Instrument Date	Oct 15, 2025
Instrument	2025-05331
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 23RD AVE N, CLINTON, IA 52732-2108

Mortgage

Document Number	0000005332
Date	Oct 22, 2025
Instrument	2025-05332

Lender

Name	ASCENTRA CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	106 S MAIN, COLETA, IL 61081-5131
Document Number	0000006515
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 S MAIN COLETA IL 610815131, COLETA, IL 61081-5131

Mortgage

Document Number	0000006515
Date	Nov 21, 2019
Instrument	6515

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 20, 2039

Interest

Rate Type	Adjustable Rate
Rate	2.15%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	106 S MAIN, COLETA, IL 61081-5131
Document Number	0000000879
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 S MAIN COLETA IL 610815131, COLETA, IL 61081-5131

Mortgage

Document Number	0000000879
Date	Feb 20, 2018
Instrument	879

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 19, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 106 S Main was $1,697, up 7.7% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Coleta Village
County	Whiteside County
County Subdivision	Genesee Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00 (+7.75%)	$36,532 (+7.37%) Land $2,015 Building $34,517
2024	$1,575.00 Additional exemption filed	$34,025 Land $1,877 Building $32,148	$109,596 (+7.37%) Land $6,045 Building $103,551
2023			$102,075 Land $5,631 Building $96,444

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 S Main in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 S Main is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000
JCWIFI.com Fixed Wireless	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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