111 Ruston Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 111 Ruston Rd, Lancaster, KY 40444 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Lot Size	17,389 sqft (0.399 acres)
Occupancy	Owner Occupied
Last Sale	$114,000 (2019)
Tax Bill	$790.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`L4-18-004`
Alternative APN	`21204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Exterior
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	17,389 sqft (0.399 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	21204
Street Address	111 RUSTON RD
City	LANCASTER
State	KY
Zip	40444-1284
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	H & L
Legal Subdivision	RIDGEVIEW SUB
Legal Lot Number	4
Jurisdiction	GARRARD KY
Minor Civil Division	LANCASTER
Census Blockgroup	2
Census Block	2007
Census Tract	970300

Owner

Source: Garrard County records · APN L4-18-004

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	111 RUSTON RD, LANCASTER, KY 40444-1284
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 19, 2013 · Amount on Record
Deed Doc Number	2019150991
Deed Book / Page	298 / 913
Record Refreshed	Jun 08, 2026

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 28, 2019
Property Address	111 RUSTON RD, LANCASTER, KY 40444-1284
Document Number	00D298/913
Book / Page	D298 / 913
Map Reference	DB 133 PG 473
Instrument Date	Jun 20, 2019
Instrument	150991
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$114.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 TOMMY MURPHY RD, 239, LANCASTER, KY 40444-9320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RUSTON RD, LANCASTER, KY 40444-1284

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Municipality	Lancaster City
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00 (-4.24%) Homeowner's exemption	$120,000 (-) Land $20,000 Building $100,000	$120,000 (-) Land $20,000 Building $100,000
2024	$825.00 (+6.04%) Homeowner's exemption	$120,000 (+5.26%) Land $20,000 Building $100,000	$120,000 (+5.26%) Land $20,000 Building $100,000
2023	$778.00 (-8.69%) Homeowner's exemption	$114,000 (-) Land $20,000 Building $94,000	$114,000 (-) Land $20,000 Building $94,000
2022	$852.00 Homeowner's exemption	$114,000 Land $20,000 Building $94,000	$114,000 Land $20,000 Building $94,000

Flood & Wildfire

111 Ruston Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Garrard County (21079C), updated December 21, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 37th in Kentucky
Wildfire Likelihood	Low — about 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.