Garrard County property record for 106 Ruston Rd, Lancaster, KY 40444 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1991 |
| Lot Size | 0.69 acres (30,089 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (Sep 2015) |
| Tax Bill | $1,226 (2025) |
| Deeds & Mortgages | May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | L4-18-023 |
| Primary APN | L4-18-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,089 sqft (0.69 acres) |
| Garage Type | Basement |
| Sewer | Connected |
|---|
| Account Number | 17741 |
|---|---|
| Street Address | 106 RUSTON RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT # 23 |
| Legal Subdivision | RIDGEFIELD |
| Legal Lot Number | 23 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970300 |
Source: Garrard County records · APN L4-18-023
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 RUSTON RD, LANCASTER, KY 40444-1285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2015 · Amount on Record |
| Deed Sale | Sep 01, 2015 · Amount on Record |
| Deed Document Number | 2015126563 |
| Deed Book / Page | 280 / 214 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 06, 2021 |
| Property Address | 106 RUSTON RD, LANCASTER, KY 40444-1285 |
| Document Number | D309/463 |
| Book / Page | D309 / 463 |
| Instrument Date | May 04, 2021 |
| Instrument | 161776 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 W MAPLE AVE, 308, LANCASTER, KY 40444-1005 |
| Name | Verified Name |
|---|---|
| Address | 106 RUSTON RD, LANCASTER, KY 40444-1285 |
Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,226.00 (-0.49%) | $110,000 (-) Land $20,000 Building $90,000 | $110,000 (-) Land $20,000 Building $90,000 |
| 2024 | $1,232.00 (+2.07%) | $110,000 (+4.76%) Land $20,000 Building $90,000 | $110,000 (+4.76%) Land $20,000 Building $90,000 |
| 2023 | $1,207.00 (-0.9%) | $105,000 (-) Land $15,000 Building $90,000 | $105,000 (-) Land $15,000 Building $90,000 |
| 2022 | $1,218.00 | $105,000 Land $15,000 Building $90,000 | $105,000 Land $15,000 Building $90,000 |
Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210799703002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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