Frederick County property record for 111 Rouzer Ln, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,832 sqft · built 1990 |
| Lot Size | 0.304 acres (13,235 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Apr 2020) |
| Tax Bill | $4,462 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-350946 |
| Primary APN | 15-350946 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,235 sqft (0.304 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 192 sqft |
| Patio Area | 100 sqft |
| Balcony Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 350946 |
|---|---|
| Street Address | 111 ROUZER LN |
| City | THURMONT |
| State | MD |
| Zip | 21788-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 5 SEC 1 PLAT 2 0.304 ACRE CATOCTIN MEADOWS |
| Legal Subdivision | CATOCTIN MEADOWS |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 752900 |
111 Rouzer Ln is owned and occupied by two individuals who bought it in April 2020.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 ROUZER LN, THURMONT, MD 21788-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2020 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Jan 13, 2017 | Deed, Transfer · FHA Mortgage MILLENIUM FINANCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2020 · Amount on File |
| Deed Sale | Apr 1, 2020 · Amount on File |
| Prior Sale | Jan 13, 2017 · Amount on File |
| Deed Book / Page | 13628 / 31 |
| Prior Transfer Date | May 18, 2013 |
| Prior Transfer Doc | 0098240472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 1, 2020 |
| Property Address | 111 ROUZER LN, THURMONT, MD 21788-1649 |
| Document Number | 0136280031 |
| Book / Page | 013628 / 000031 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 ROUZER LN THURMONT MD 217881649, THURMONT, MD 21788-1649 |
| Document Number | 136280039 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 013628/000039 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 13, 2017 |
| Property Address | 111 ROUZER LN, THURMONT, MD 21788-1649 |
| Document Number | 0116150384 |
| Book / Page | 11615 / 0384 |
| Map Reference | MB45 PG95 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 11615-0384 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 111 ROUZER LN, THURMONT, MD 21788-1649 |
| Document Number | 116150390 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 11615-0390 |
| Name | MILLENIUM FINANCIAL GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 111 Rouzer Ln was $4,462 with a homeowner's exemption, up 5% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,700 (+10.53%) Land $58,200 Building $309,500 | $367,700 (-) Land $58,200 Building $309,500 | |
| 2025 | $4,462.00 (+5.04%) Homeowner's exemption | $332,667 | $367,700 Land $58,200 Building $309,500 |
| 2024 | $4,248.00 (+6.01%) | ||
| 2023 | $4,007.00 | $262,600 Land $58,200 Building $204,400 | $262,600 Land $58,200 Building $204,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Rouzer Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Rouzer Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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