105 Rouzer Ln, Thurmont, MD 21788 Property Records

Frederick County property record for 105 Rouzer Ln, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,893 sqft · built 1990
Lot Size	0.194 acres (8,428 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2021)
Tax Bill	$4,351 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-350989`

Property Details

APN / Parcel Number

Primary APN	`15-350989`
Alternative APN	`350989`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,893 sqft Living Area
Gross Area	2,311 sqft
1st Floor Area	825 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,428 sqft (0.194 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	350989
Street Address	105 ROUZER LN
City	THURMONT
State	MD
Zip	21788-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 9 SEC 1 PLAT 2 0.194 ACRE CATOCTIN MEADOWS
Legal Subdivision	CATOCTIN MEADOWS
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2076
Census Tract	752900

Owner

105 Rouzer Ln is owned and occupied by two individuals who bought it in April 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 ROUZER LN, THURMONT, MD 21788-1649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Jul 18, 2011
Deed Book / Page	14723 / 405
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 1, 2021
Property Address	105 ROUZER LN, THURMONT, MD 21788-1649
Document Number	0147230405
Book / Page	14723 / 405
Map Reference	MB 45 PL 95
Instrument Date	Mar 1, 2021
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	ICON TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 ROUZER LN, THURMONT, MD 21788-1649

Mortgage

Document Number	0014723412
Date	Apr 1, 2021
Instrument	14723/412

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 105 Rouzer Ln was $4,351 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,400 Land $52,000 Building $294,400	$346,400 Land $52,000 Building $294,400
2025	$4,351.00
2023	$3,907.00 Homeowner's exemption	$257,300 Land $52,000 Building $205,300	$257,300 Land $52,000 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Rouzer Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Rouzer Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20