111 Rivercliff Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 111 Rivercliff Rd, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 7,052 sqft · built 1880
Lot Size	3.59 acres (156,380 sqft)
Owner	2 Trust Names on File
Tax Bill	$19,623 (2026)
Deeds & Mortgages	Nov 2025 Transfer Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C16115`

Property Details

APN / Parcel Number

Primary APN	`C16115`
Alternative APNs	`LOWE M:247 B:4970 L:111` `M:000247 T:C16115`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	7,052 sqft Living Area
Gross Area	11,398 sqft
1st Floor Area	2,560 sqft
Basement Area	2,696 sqft
Unfinished Basement	2,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	156,380 sqft (3.59 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	C16115
Street Address	111 RIVERCLIFF RD
City	LOWELL
State	MA
Zip	01852-1471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	4970
Legal Lot Number	111
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1001
Census Tract	312501

Owner

111 Rivercliff Rd is owner-occupied and held in a trust since November 2025.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	111 RIVERCLIFF RD, LOWELL, MA 01852-1471
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit LOWELL FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 17, 2025
Transfer Doc	0039676-64
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 18, 2025
Property Address	111 RIVERCLIFF RD, LOWELL, MA 01852-1471
Document Number	0039676-64
Book / Page	39676 / 64
Instrument Date	Nov 17, 2025
Instrument	37215
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RIVERCLIFF RD, LOWELL, MA 01852-1471

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	111 RIVERCLIFF RD, LOWELL, MA 01852-1471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31824-238
Date	Jan 26, 2018
Book Page	31824/238
Instrument	3573

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 111 Rivercliff Rd was $19,623, up 8.1% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,623.00 (+8.06%)	$1,728,900 (+9.3%) Land $321,300 Building $1,407,600	$1,013,182 (-18.84%)
2025	$18,159.00 (+2.22%)	$1,581,800 (+6.05%) Land $300,800 Building $1,281,000	$1,248,300 (+4.15%)
2024	$17,765.00 (+5.06%)	$1,491,600 (+9.56%) Land $281,500 Building $1,210,100	$1,198,520
2023	$16,909.00	$1,361,400 Land $245,000 Building $1,116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Rivercliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Rivercliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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