61 Rivercliff Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 61 Rivercliff Rd, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,333 sqft · built 1896
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Dec 2012)
Tax Bill$10,131 (2026)
Deeds & MortgagesDec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNW01450

Property Details

APN / Parcel Number

Primary APNW01450
Alternative APNs
  • LOWE M:232 B:4970 L:61
  • M:000232 T:W01450

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,333 sqft Living Area
Gross Area6,875 sqft
1st Floor Area1,780 sqft
Basement Area1,518 sqft
Unfinished Basement1,518 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,106 sqft (0.76 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberW01450
Street Address61 RIVERCLIFF RD
CityLOWELL
StateMA
Zip01852-1434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal Block4970
Legal Lot Number61
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1001
Census Tract312501

Owner

61 Rivercliff Rd is owned and occupied by two individuals who bought it in December 2012.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address61 RIVERCLIFF RD, LOWELL, MA 01852-1434
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2012 · Amount on File
Deed SaleDec 14, 2012 · Amount on File
Prior SaleNov 1, 1999 · Amount on File
Deed Book / Page26759 / 67
Transfer Doc0026759-67
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address61 RIVERCLIFF RD, LOWELL, MA 01852-1434
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number036614-159
DateDec 13, 2021
Book Page36614/159
Instrument71908
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 61 Rivercliff Rd was $10,131, up 6.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,131.00 (+6.25%)$892,600 (+7.46%) Land $284,900 Building $607,700$806,739 (-8.54%)
2025$9,535.00 (+2.37%)$830,600 (+6.21%) Land $266,200 Building $564,400$882,075 (+3.13%)
2024$9,314.00 (+5.82%)$782,000 (+10.34%) Land $248,900 Building $533,100$855,285
2023$8,802.00$708,700 Land $216,400 Building $492,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Rivercliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Rivercliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivercliff Rd

Nearby Streets

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