111 River Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 111 River Rd, Satsuma, FL 32189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,049 sqft · built 1998
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Sep 2021)
Tax Bill	$10,113 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-11-26-8461-006.0-025.0`

Property Details

APN / Parcel Number

Primary APN	`39-11-26-8461-006.0-025.0`
Alternative APN	`61371`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	4,049 sqft Living Area
1st Floor Area	2,500 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	170 ft deep x 70 ft wide
Garage Area	560 sqft
Porch	Porch
Porch Area	2,400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	61371
Street Address	111 RIVER RD
City	SATSUMA
State	FL
Zip	32189-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA HARBOR ESTS MB4 P161
Legal Range	26E
Legal Township	11S
Legal Section	39
Legal Subdivision	SARATOGA HARBOR EST
Legal Block	F
Legal Lot Number	25
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	3
Census Block	3065
Census Tract	951200

Owner

111 River Rd is owned and occupied by an individual who bought it in September 2021.

Source: Putnam County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	111 RIVER RD, SATSUMA, FL 32189-3033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Deed Document Number	202154022209
Deed Book / Page	1637 / 1096
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 28, 2021
Property Address	111 RIVER RD, SATSUMA, FL 32189-3033
Document Number	0016371096
Book / Page	1637 / 1096
Map Reference	MB 4 PG 161
Instrument Date	Sep 23, 2021
Instrument	202154022209
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1044 ECHO VALLEY CT, 1044, LOGANVILLE, GA 30052-2367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RIVER RD, SATSUMA, FL 32189-3033

Mortgage

Document Number	16371098
Date	Sep 28, 2021
Instrument	1637/1098

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 111 River Rd was $10,113 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,113.00 Homeowner's exemption	$620,710	$628,410 Land $164,470 Building $463,940
2023	$8,954.00 (+4.1%) Senior Citizen's exemption	$577,430 (+3%)	$627,760 (+11.98%) Land $164,470 Building $463,290
2022	$8,601.00 Homeowner's exemption	$560,620	$560,620 Land $164,470 Building $396,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 River Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARATOGA HARBOR public/private · serves 111 people · EPA ID FL2541008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

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