110 River Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 110 River Rd, Satsuma, FL 32189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1991
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Apr 2021)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-11-26-8461-007.0-006.0`

Property Details

APN / Parcel Number

Primary APN	`39-11-26-8461-007.0-006.0`
Alternative APN	`61379`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,872 sqft Living Area
1st Floor Area	2,216 sqft
Flooring	Steel Beam
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Siding
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	122 ft deep x 152 ft wide
Garage Area	440 sqft
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	61379
Street Address	110 RIVER RD
City	SATSUMA
State	FL
Zip	32189-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA HARBOR ESTS MB4 P161
Legal Range	26E
Legal Township	11S
Legal Section	39
Legal Subdivision	SARATOGA HARBOR EST
Legal Block	G
Legal Lot Number	6 7
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	3
Census Block	3066
Census Tract	951200

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	110 RIVER RD, SATSUMA, FL 32189-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Jun 10, 2010 · Amount on Record
Deed Document Number	202154007682
Deed Book / Page	1614 / 889
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 8, 2021
Property Address	110 RIVER RD, SATSUMA, FL 32189-3032
Document Number	0016140889
Book / Page	1614 / 889
Map Reference	MB 4 PG 161
Instrument Date	Mar 19, 2021
Instrument	202154007682
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 RIVER RD, 113, SATSUMA, FL 32189-3033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 RIVER RD, SATSUMA, FL 32189-3032

Mortgage

Document Number	1614891
Date	Apr 8, 2021
Instrument	1614/891

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+4.75%) Homeowner's exemption	$209,790 (-0.19%)	$210,480 (+0.14%) Land $24,100 Building $186,380
2023	$3,030.00 (-5.28%) Homeowner's exemption	$210,180 (+14.85%)	$210,180 (+14.85%) Land $15,340 Building $194,840
2022	$3,199.00	$183,000	$183,000 Land $15,340 Building $167,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARATOGA HARBOR public/private · serves 111 people · EPA ID FL2541008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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