111 Ridgemont Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 111 Ridgemont Ave, Fort Wright, KY 41011

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,106 sqft · built 1954
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$1,833 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN041-40-40-006.00

Property Details

APN / Parcel Number

Primary APN041-40-40-006.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,106 sqft Finished Area
Gross Area2,236 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleDuplex Single
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions180 ft deep x 40 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address111 RIDGEMONT AVE
CityCOVINGTON
StateKY
Zip41011-3751
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSOUTH HILLS SE 40' LOT 177 & NW 13' UNNUMBERED LOT ADJ 177
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number177
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1008
Census Tract65200

Owner

111 Ridgemont Ave, a duplex, is owned and occupied by an individual.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address111 RIDGEMONT AVE, COVINGTON, KY 41011-3751
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address111 RIDGEMONT AVE, COVINGTON, KY 41011-3751
Transaction TypeMortgage
Record UpdatedFeb 9, 2023
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900281
DateJan 27, 2023
Book PageKCM 436/829
Instrument23012705900281
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 10, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 111 Ridgemont Ave was $1,833.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,000 (-) Land $45,000 Building $140,000$185,000 (-) Land $45,000 Building $140,000
2025$1,833.00$185,000 Land $45,000 Building $140,000$185,000 Land $45,000 Building $140,000
2023$1,599.00$150,000 Land $45,000 Building $105,000$150,000 Land $45,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Ridgemont Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Ridgemont Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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