Kenton County property record for 101 Ridgemont Ave, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,100 sqft · built 1935 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $368,000 (Oct 2021) |
| Tax Bill | $3,646 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-40-40-001.00 |
| Primary APN | 041-40-40-001.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Finished Area |
| Gross Area | 2,452 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Slate |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 101 RIDGEMONT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HILLS LOTS 172-173 |
| Legal Subdivision | SOUTH HILLS |
| Legal Phase | B |
| Legal Lot Number | 172-173 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 65200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 RIDGEMONT AVE, COVINGTON, KY 41011-3751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Aug 7, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE |
| Mar 20, 2020 | Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Aug 7, 2020 · Amount on Record |
| Deed Document Number | 202119 |
| Deed Book / Page | 123 / 745 |
| Prior Transfer Date | Feb 5, 2020 |
| Prior Transfer Doc | 0000130166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 14, 2021 |
| Property Address | 101 RIDGEMONT AVE, COVINGTON, KY 41011-3751 |
| Document Number | 0005900019 |
| Book / Page | 123 / 745 |
| Map Reference | MB 234 PG 263 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 21101405900019 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 RIDGEMONT AVE, 101, COVINGTON, KY 41011-3751 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0005900289 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 286/676 |
| Instrument | 21101805900289 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 7, 2020 |
| Property Address | 101 RIDGEMONT AVE, COVINGTON, KY 41011-3751 |
| Document Number | 0000000029 |
| Book / Page | 000036 / 000001 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 29 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 RIDGEMONT AVE FORT WRIGHT KY 410113751, FORT WRIGHT, KY 41011-3751 |
| Document Number | 30 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 000M79/000712 |
| Instrument | 30 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 6, 2035 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 20, 2020 |
| Property Address | 101 RIDGEMONT AVE, COVINGTON, KY 41011-3751 |
| Document Number | 0000130166 |
| Book / Page | 000013 / 000166 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | May 27, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Tax | $179.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 75 BEATTIE PL #300 GREENVILLE SC 296012138, 300, GREENVILLE, SC 29601-2138 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,000 (-) Land $45,000 Building $323,000 | $368,000 (-) Land $45,000 Building $323,000 | |
| 2025 | $3,646.00 (-7.04%) | $368,000 (-) Land $45,000 Building $323,000 | $368,000 (-) Land $45,000 Building $323,000 |
| 2023 | $3,922.00 | $368,000 Land $60,000 Building $308,000 | $368,000 Land $60,000 Building $308,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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