Flagler County property record for 111 Pine Circle Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,700 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,276 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Oct 2022 Sale + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00280-0180 |
| Primary APN | 07-11-31-7026-00280-0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Heated Area |
| Gross Area | 2,160 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 111 PINE CIRCLE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 26 BLOCK 00028 LOT 0018 SUBDIVISION COMPLETION YEAR 1980 OR 247 PG 239 OR 2252/1368 OR 2404/865 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 28 |
| Legal Lot Number | 18 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 60213 |
Source: Flagler County records · APN 07-11-31-7026-00280-0180
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, ATLANTA, GA 30339-5994 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 06, 2024 | Intrafamily Transfer, Transfer OS NATIONAL LLC |
| Oct 12, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Aug 10, 2022 | Land Contract, Transfer OS NATIONAL LLC |
| Aug 10, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| May 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 27, 2022 | Land Contract, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 04, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN BANCSHARES MORTGAGE LLC |
| Dec 10, 2019 | Grant Deed, Transfer · VA Mortgage INSPIRE HM LNS INC |
| Dec 27, 2017 | Loan Modification, Mortgage · Line of Credit FLAGSTAR BK |
| Dec 27, 2017 | Loan Modification, Mortgage · Line of Credit FLAGSTAR BK |
| Jan 11, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 |
| Deed Sale | Jul 30, 2024 |
| Prior Sale | Feb 06, 2024 |
| Deed Document Number | 2024032172 |
| Deed Book / Page | 2889 / 243 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 06, 2024 |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0028440701 |
| Book / Page | 2844 / 701 |
| Map Reference | MB 9 PG 20-35 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024004795 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 12, 2022 |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0027271593 |
| Book / Page | 2727 / 1593 |
| Map Reference | MB 9 PG 20-35 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022049656 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 10, 2022 |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0027131557 |
| Book / Page | 2713 / 1557 |
| Map Reference | MB 9 PG 20-35 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022040928 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 10, 2022 |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0027131555 |
| Book / Page | 2713 / 1555 |
| Map Reference | MB 9 PG 20-35 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 2022040927 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9461, DAYTONA BEACH, FL 32120-9461 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0026890543 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 2689/543 |
| Instrument | 2022026223 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Mar 01, 2051 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 27, 2022 |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0026520658 |
| Book / Page | 2652 / 658 |
| Map Reference | MB 9 PG 20-35 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022004624 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 PINE CIRCLE DR, 111, PALM COAST, FL 32164-7030 |
| Name | Verified Name |
|---|---|
| Address | 417 W BROAD ST STE 201, 201, FALLS CHURCH, VA 22046-3326 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 04, 2021 |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0025340156 |
| Book / Page | 2534 / 156 |
| Map Reference | MB 9 PG 20-35 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021011339 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | TRUST TITLE/CTRL FL LLC, TRUST TITLE OF CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,641.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 PINE CIRCLE DR, 111, PALM COAST, FL 32164-7030 |
| Name | Verified Name |
|---|---|
| Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0002534158 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 2534/158 |
| Name | AMERICAN BANCSHARES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 10, 2019 |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0024040865 |
| Book / Page | 002404 / 000865 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 45835 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,259.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 111 PINE CIRCLE DR PALM COAST FL 32164, PALM COAST, FL 32164 |
| Document Number | 24040867 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 002404/000867 |
| Instrument | 45836 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 09, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0022550139 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
| Document Number | 0022550139 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 002255/000139 |
| Instrument | 2825 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0022521369 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
| Document Number | 0022521369 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 002252/001369 |
| Instrument | 1322 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | 5151 CORPORATE DR # E, TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 11, 2018 |
| Property Address | 111 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0022521368 |
| Book / Page | 002252 / 001368 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 1321 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $92.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,276.00 (-1.29%) | $235,306 (+0.63%) Land $53,000 Building $182,306 | $235,306 (+0.63%) Land $53,000 Building $182,306 |
| 2023 | $4,332.00 (-0.91%) | $233,840 (+1.77%) Land $42,000 Building $191,840 | $233,840 (+1.77%) Land $42,000 Building $191,840 |
| 2022 | $4,372.00 | $229,782 Land $44,000 Building $185,782 | $229,782 Land $44,000 Building $185,782 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 403 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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