103 Pine Circle Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 103 Pine Circle Dr, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,060 sqft · built 2004
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$420,000 (Jun 2023)
Tax Bill$4,716 (2025)
Deeds & MortgagesSep 2023 Transfer
Jun 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7026-00280-0140

Property Details

APN / Parcel Number

Primary APN07-11-31-7026-00280-0140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,060 sqft Heated Area
Gross Area2,721 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area450 sqft
Pool TypeEnclosed Pool
Pool Area338 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address103 PINE CIRCLE DR
CityPALM COAST
StateFL
Zip32164-7030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 26 BLOCK 00028 LOT 0014 SUBDIVISION COMPLETION YEAR 1980 OR 513 PG 211 OR 910 PG 1086 OR 1128 PG 423 OR 24
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block28
Legal Lot Number14
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1010
Census Tract60213

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address103 PINE CIRCLE DR, PALM COAST, FL 32164-7030
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Intrafamily Transfer, Transfer
Jun 1, 2023Warranty Deed, Transfer
OCEAN BLUE TITLE LLC
Dec 3, 2019Deed of Trust, Mortgage · VA Mortgage
APPROVED MORTGAGE SOURCE LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 1, 2023 · Amount on Record
Deed SaleJun 1, 2023 · Amount on Record
Prior SaleJun 1, 2023 · Amount on Record
Deed Document Number0027850412
Deed Book / Page2785 / 412
Last Transfer DateSep 5, 2023
Transfer Doc0028091322
Record UpdatedJun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateSep 5, 2023
Property Address103 PINE CIRCLE DR, PALM COAST, FL 32164-7030
Document Number0028091322
Book / Page2809 / 1322
Map ReferenceMB 9 PG 20-35
Instrument DateSep 1, 2023
Instrument2023038672
Transaction TypeTransfer
Record UpdatedSep 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address103 PINE CIRCLE DR, PALM COAST, FL 32164-7030

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address103 PINE CIRCLE DR, PALM COAST, FL 32164-7030

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 1, 2023
Property Address103 PINE CIRCLE DR, PALM COAST, FL 32164-7030
Document Number0027850412
Book / Page2785 / 412
Map ReferenceMB 9 PG 20-35
Instrument DateMay 26, 2023
Instrument2023023439
Transaction TypeTransfer
Record UpdatedJun 22, 2023
Title CompanyOCEAN BLUE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address81876 S 4638 RD, STILWELL, OK 74960-4482

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 PINE CIRCLE DR, PALM COAST, FL 32164-7030

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address103 PINE CIRCLE DR, PALM COAST, FL 32164-7030
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024020741
DateDec 3, 2019
Book Page2402/0741
Instrument2019044732
Lender
NameAPPROVED MORTGAGE SOURCE LLC
TypeMortgage Company
AddressORANGE CITY, FL 32763
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,716.00 (+97.74%) Homeowner's exemption$302,681 (+43.82%)$305,162 (-0.98%) Land $53,000 Building $252,162
2023$2,385.00 (-1.36%) Homeowner's exemption Widower's exemption Additional exemption filed$210,463 (+3%)$308,172 (+7.32%) Land $42,000 Building $266,172
2022$2,418.00 Homeowner's exemption Widower's exemption Additional exemption filed$204,333$287,163 Land $44,000 Building $243,163

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

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