111 Penn Rd, Troy, OH 45373 Property Records

Miami County property record for 111 Penn Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,350 sqft · built 1941
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2020)
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`D08-030500`

Property Details

APN / Parcel Number

Primary APN	`D08-030500`
Alternative APNs	`050621.3-12-004-00` `D08SW047 01100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,500 sqft
Upper Floors Area	600 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	196 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	104 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	111 PENN RD
City	TROY
State	OH
Zip	45373-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 2969 60 & IL 2970 10 N PT
Legal Subdivision	EDGEHILL SUBDIVISION
Legal Lot Number	2969
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4001
Census Tract	365301

Owner

111 Penn Rd is owned and occupied by an individual who bought it in July 2020.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	111 PENN RD, TROY, OH 45373-2953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 1, 2020	Survivorship Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Jul 21, 2015 · Amount on File
Deed Document Number	20202020OR-08758
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 7, 2022
Property Address	111 PENN RD, TROY, OH 45373-2953
Document Number	0000010376
Map Reference	MB 4 PG 37
Instrument Date	Jul 5, 2022
Instrument	2022OR-10376
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PENN RD, TROY, OH 45373-2953

Mortgage

Document Number	0000010377
Date	Jul 7, 2022
Instrument	2022OR-10377

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 1, 2020
Property Address	111 PENN RD, TROY, OH 45373-2953
Document Number	0000008758
Map Reference	MB 4 PG 51
Instrument Date	Jun 30, 2020
Instrument	2020OR-08758
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	111 PENN RD, TROY, OH 45373-2953

Mortgage

Document Number	0000008759
Date	Jul 1, 2020
Instrument	2020OR-08759

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 111 Penn Rd was $2,813 with a homeowner's exemption, up 12% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,813.00 (+12.03%) Homeowner's exemption	$71,510 (+30.37%) Land $14,630 Building $56,880	$204,300 Land $41,800 Building $162,500
2024	$2,511.00 (+11.7%) Homeowner's exemption	$54,850 (-) Land $15,260 Building $39,590
2023	$2,248.00 (+15.52%) Homeowner's exemption	$54,850 (-) Land $15,260 Building $39,590	$156,700 (-) Land $43,600 Building $113,100
2022	$1,946.00 Homeowner's exemption	$54,850 Land $15,260 Building $39,590	$156,700 Land $43,600 Building $113,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Penn Rd in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Penn Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Watch TV.

Nearby Properties on Penn Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures