Miami County property record for 106 Penn Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,214 sqft · built 1950 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $90,000 (Apr 2009) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | D08-030350 |
| Primary APN | D08-030350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 2,428 sqft |
| Basement Area | 1,214 sqft |
| Unfinished Basement | 1,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 57 ft wide |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 106 PENN RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 2954 60 |
| Legal Subdivision | EDGEHILL SUBDIVISION |
| Legal Lot Number | 2954 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 365301 |
106 Penn Rd is owned by a company that acquired it in November 2024 and is owner-occupied.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 106 PENN RD, TROY, OH 45373-2954 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2009 · Amount on File |
| Deed Sale | Apr 16, 2009 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Last Transfer Date | Nov 19, 2024 |
| Transfer Doc | 0000012240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 106 PENN RD, TROY, OH 45373-2954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011769 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017OR-11769 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 106 Penn Rd was $2,930 with a homeowner's exemption, up 14.7% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,930.00 (+14.72%) Homeowner's exemption | $74,030 (+34.36%) Land $10,430 Building $63,600 | $211,500 Land $29,800 Building $181,700 |
| 2024 | $2,554.00 (+12.31%) Homeowner's exemption | $55,100 (-) Land $10,890 Building $44,210 | |
| 2023 | $2,274.00 (+15.37%) Homeowner's exemption | $55,100 (-) Land $10,890 Building $44,210 | $157,400 (-) Land $31,100 Building $126,300 |
| 2022 | $1,971.00 Homeowner's exemption | $55,100 Land $10,890 Building $44,210 | $157,400 Land $31,100 Building $126,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Penn Rd in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Penn Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon, Watch TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures