St. Johns County property record for 111 Palmetto Ave, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,456 sqft · built 2022 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,900 (Sep 2014) |
| Tax Bill | $21,630 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147990-0050 |
| Primary APN | 147990-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,456 sqft Living Area |
| Gross Area | 3,936 sqft |
| 1st Floor Area | 880 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Dimensions | 181 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 111 PALMETTO AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG1 |
| Legal Description | 4/32 SURFSIDE UNIT A LOT 1 BLK XX & 66FT OCEAN BLVD LYING BETWEEN LOT 1 BLK X & LOT 1 BLK XX OR3928/1403 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 04 |
| Legal Subdivision | SURFSIDE UNIT A |
| Legal Block | X |
| Legal Lot Number | 1 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20603 |
Source: St. Johns County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2305 W CART RD, RICHMOND, IN 47374-1101 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK RICHMOND NA |
| Oct 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2014 · Amount on Record |
| Deed Sale | Sep 11, 2014 · Amount on Record |
| Deed Document Number | 201453301 |
| Deed Book / Page | 3928 / 1403 |
| Prior Transfer Date | Aug 22, 2002 |
| Prior Transfer Doc | 0000049336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 111 PALMETTO AVE, SAINT AUGUSTINE, FL 32084-2331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2305 W CART RD, RICHMOND, IN 47374-1101 |
| Document Number | 0053711515 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 5371/1515 |
| Instrument | 2021102376 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47374 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 14, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 111 PALMETTO AVE, SAINT AUGUSTINE, FL 32084-2331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2305 W CART RD, RICHMOND, IN 47374-1101 |
| Document Number | 0056500698 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 5650/698 |
| Instrument | 2022097063 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,728,194 (+1%) | $1,739,481 (+10.72%) Land $495,000 Building $1,244,481 | |
| 2025 | $21,630.00 (+10.84%) | $1,571,085 (+3.05%) | $1,571,085 (+3.05%) Land $467,500 Building $1,103,585 |
| 2024 | $19,514.00 (+1.76%) | $1,524,573 (+3.01%) | $1,524,573 (+3.01%) Land $467,500 Building $1,057,073 |
| 2023 | $19,176.00 (+248.65%) | $1,479,982 (+163.44%) | $1,479,982 (+163.44%) Land $495,000 Building $984,982 |
| 2022 | $5,500.00 | $561,792 | $561,792 Land $561,792 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 212 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 264 units insured incl. 52 condo units |
| Nearby Flood Claims | 54 (1995–2025) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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