St. Johns County property record for 103 Palmetto Ave, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1947 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on Record |
| Last Sale | $710,000 (Sep 2023) |
| Tax Bill | $7,069 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Feb 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147195-0000 |
| Primary APN | 147195-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 50 ft deep x 55 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 288 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 PALMETTO AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG1 |
| Legal Description | 4/32 SURFSIDE UNIT A E55FT OF W115FT OF LOT 1 BLK X OR5829/360 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 04 |
| Legal Subdivision | SURFSIDE UNIT A |
| Legal Block | X |
| Legal Lot Number | 1 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20603 |
Source: St. Johns County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1434 BOTANICAL DR, IMMOKALEE, FL 34142-2472 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 21, 2023 | Warranty Deed, Transfer NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE |
| Feb 10, 2023 | Correction Deed NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE |
| Apr 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 3, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | Apr 21, 2022 · Amount on Record |
| Deed Document Number | 202374829 |
| Deed Book / Page | 5829 / 360 |
| Prior Transfer Date | Feb 10, 2023 |
| Prior Transfer Doc | 0057071159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 21, 2023 |
| Property Address | 103 PALMETTO AVE, SAINT AUGUSTINE, FL 32084-2331 |
| Document Number | 0058290360 |
| Book / Page | 5829 / 360 |
| Map Reference | MB 4 PG 32 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023074829 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,970.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 NEVADA AVE, EAST ATLANTIC BEACH, NY 11561-1124 |
| Name | Verified Name |
|---|---|
| Address | 1434 BOTANICAL DR, IMMOKALEE, FL 34142-2472 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 10, 2023 |
| Property Address | 103 PALMETTO AVE, SAINT AUGUSTINE, FL 32084-2331 |
| Document Number | 0057071159 |
| Book / Page | 5707 / 1159 |
| Map Reference | MB 4 PG 32 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023010738 |
| Record Updated | Feb 12, 2024 |
| Title Company | NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 617 ARBOR PARK WAY, SAINT AUGUSTINE, FL 32084-6519 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 28 NEVADA AVE, LONG BEACH, NY 11561-1124 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 21, 2022 |
| Property Address | 103 PALMETTO AVE, SAINT AUGUSTINE, FL 32084-2331 |
| Document Number | 0055420569 |
| Book / Page | 5542 / 569 |
| Map Reference | MB 4 PG 32 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022041148 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | BLUE OCN TITLE, BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 892 E RED HOUSE BRANCH RD, ST AUGUSTINE, FL 32084-6503 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Number | 0005542571 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 5542/571 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 3, 2022 |
| Property Address | 103 PALMETTO AVE, SAINT AUGUSTINE, FL 32084-2331 |
| Document Number | 0055061212 |
| Book / Page | 5506 / 1212 |
| Map Reference | MB 4 PG 32 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 2022023252 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 892 E RED HOUSE BRANCH RD, SAINT AUGUSTINE, FL 32084-6503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 103 PALMETTO AVE, SAINT AUGUSTINE, FL 32084-2331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046611940 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 4661/1940 |
| Instrument | 2019000054 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,943 (+3.43%) Land $350,000 Building $163,943 | $513,943 (+3.43%) Land $350,000 Building $163,943 | |
| 2025 | $7,069.00 (+7.11%) | $496,917 (+34.05%) | $496,917 (+34.05%) Land $350,000 Building $146,917 |
| 2024 | $6,600.00 (+32.19%) | ||
| 2023 | $4,993.00 (+79.41%) | $370,689 (+26.29%) | $370,689 (+26.29%) Land $225,225 Building $145,464 |
| 2022 | $2,783.00 | $293,522 | $293,522 Land $223,146 Building $70,376 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 212 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 264 units insured incl. 52 condo units |
| Nearby Flood Claims | 54 (1995–2025) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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