Burke County property record for 106 Oak St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,330 sqft · built 1930 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $798 (2026) |
| Deeds & Mortgages | Jun 2023 Assignment |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704313554 |
| Primary APN | 2704313554 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 245 sqft |
| Unfinished Basement | 245 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Slab |
|---|---|
| Patio Area | 98 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Lean-To | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 OAK ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 106 OAK ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 20600 |
106 Oak St, a single family home, is owned by an individual.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1496 HARRIS WHISNANT RD, MORGANTON, NC 28655-9547 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Assignment of Agreement of Sale |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 27, 2023 |
| Property Address | 106 OAK ST, MORGANTON, NC 28655-2636 |
| Document Number | 0026920279 |
| Book / Page | 2692 / 279 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023005889 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 106 Oak St was $798, up 0.6% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798.00 (+0.63%) | $125,485 (-) Land $8,938 Building $116,547 | $125,485 (-) Land $8,938 Building $116,547 |
| 2025 | $793.00 | $125,485 Land $8,938 Building $116,547 | $125,485 Land $8,938 Building $116,547 |
| 2023 | $790.00 (+26.6%) | $125,485 (+60.68%) Land $8,938 Building $116,547 | $125,485 (+60.68%) Land $8,938 Building $116,547 |
| 2022 | $624.00 | $78,094 Land $7,150 Building $70,944 | $78,094 Land $7,150 Building $70,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compas X-Stream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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