111 Oak Ridge Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 111 Oak Ridge Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,323 sqft · built 2018
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 2024)
Tax Bill	$963 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017O-A-019.01`

Property Details

APN / Parcel Number

Primary APN	`017O-A-019.01`
Alternative APNs	`086017O A 01901` `000011525`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	209,088 sqft (4.8 acres)
Lot Dimensions	27 ft deep x 911 ft wide
Terrain	Mountain
Porch	Finished/Open Porch
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	111 OAK RIDGE RD
City	ERWIN
State	TN
Zip	37650-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9-11 & ADJOINING PAR 2020 27X49 DWMH
Legal Subdivision	HEMLOCK HILLS SUBDIVISION
Legal Lot Number	9-11
Jurisdiction	UNICOI TN
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	80200

Owner

Source: Unicoi County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	111 OAK RIDGE RD, ERWIN, TN 37650-8943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SELECT SEVEN CREDIT UNION
May 16, 2022	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 2, 2024	Warranty Deed, Transfer RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	20246
Deed Book / Page	476 / 1020
Transfer Doc	240232
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	111 OAK RIDGE RD, ERWIN, TN 37650-8943
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447937
Date	Jul 12, 2021
Book Page	447/937
Instrument	21001510

Lender

Name	SELECT SEVEN CREDIT UNION
Address	JOHNSON CITY, TN 37604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	111 OAK RIDGE RD, ERWIN, TN 37650-8943
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000459478
Date	May 16, 2022
Book Page	459/478
Instrument	22001079

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 2, 2024
Property Address	111 OAK RIDGE RD, ERWIN, TN 37650-8943
Document Number	0004761020
Book / Page	476 / 1020
Instrument Date	Dec 28, 2023
Instrument	24000006
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9442 FOREST HILLS CIR, TAMPA, FL 33612-7652

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00	$36,900 (-) Land $12,550 Building $24,350	$147,600 (-) Land $50,200 Building $97,400
2024	$963.00 (+11.07%)	$36,900 (-) Land $12,550 Building $24,350
2023		$36,900 (-) Land $12,550 Building $24,350
2022	$867.00	$36,900 Land $12,550 Building $24,350	$147,600 Land $50,200 Building $97,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNICOI UTILITY DISTRICT serves 4,527 people · EPA ID TN0000719
Water Source	Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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