109 Oak Ridge Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 109 Oak Ridge Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,982 sqft · built 1999
Lot Size	1.24 acres (54,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,800 (Oct 2023)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Oct 2023 Sale Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017O-A-019.04`

Property Details

APN / Parcel Number

Primary APN	`017O-A-019.04`
Alternative APNs	`04017OA017O01904` `086017O A 01904`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,982 sqft Living Area
Gross Area	4,902 sqft
1st Floor Area	1,448 sqft
Upper Floors Area	1,534 sqft
Basement Area	1,416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	54,415 sqft (1.24 acres)
Lot Dimensions	333 ft deep x 164 ft wide
Terrain	Mountain
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	60 sqft
Deck Area	548 sqft
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	109 OAK RIDGE RD
City	ERWIN
State	TN
Zip	37650-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 154X348X182X318
Legal Subdivision	HEMLOCK HILLS
Legal Lot Number	7
Jurisdiction	UNICOI TN
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 OAK RIDGE RD, ERWIN, TN 37650-8943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC
Oct 8, 2019	Warranty Deed, Transfer RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Oct 8, 2019 · Amount on Record
Deed Document Number	20231966
Deed Book / Page	475 / 74
Prior Transfer Date	Dec 11, 2017
Prior Transfer Doc	0000409103
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 25, 2023
Property Address	109 OAK RIDGE RD, ERWIN, TN 37650-8943
Document Number	0000047574
Book / Page	475 / 74
Map Reference	CA B SL 151
Instrument Date	Oct 24, 2023
Instrument	23001966
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Tax	$1,608.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 OAK RIDGE RD, ERWIN, TN 37650-8943

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 8, 2019
Property Address	109 OAK RIDGE RD, ERWIN, TN 37650-8943
Document Number	42769
Book / Page	000427 / 000069
Instrument Date	Oct 7, 2019
Instrument	1928
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$943.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 OAK RIDGE RD ERWIN TN 376508943, ERWIN, TN 37650-8943

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	109 OAK RIDGE RD, ERWIN, TN 37650-8943
Document Number	402434
Book / Page	000402 / 000434
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 OAK RIDGE RD ERWIN TN 376508943, ERWIN, TN 37650-8943

Mortgage

Document Number	402434
Date	Mar 29, 2017
Book Page	000402/000434
Instrument	577

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00	$64,000 (-) Land $8,600 Building $55,400	$256,000 (-) Land $34,400 Building $221,600
2024	$1,671.00 (+11.1%)
2023		$64,000 (-) Land $8,600 Building $55,400
2022	$1,504.00	$64,000 Land $8,600 Building $55,400	$256,000 Land $34,400 Building $221,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNICOI UTILITY DISTRICT serves 4,527 people · EPA ID TN0000719
Water Source	Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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