Otsego County and Oneonta Town property record for 111 Middle Ct, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,910 sqft · built 1997 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,114 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 301.07-1-16.00 |
| Primary APN | 364600 301.07-1-16.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| 1st Floor Area | 1,910 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,124 sqft (0.99 acres) |
| Lot Width | 134 ft Width |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 223977 |
|---|---|
| Street Address | 111 MIDDLE CT |
| City | ONEONTA |
| State | NY |
| Zip | 13820-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 004MORNINGSIDE SUB 1 30 |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 590800 |
111 Middle Ct is owned and occupied by two individuals.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 MIDDLE CT, ONEONTA, NY 13820-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 111 MIDDLE CT, ONEONTA, NY 13820-3231 |
| Document Number | 0000000517 |
| Instrument Date | Jan 21, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 111 MIDDLE CT ONEONTA NY 138203231, ONEONTA, NY 13820-3231 |
| Document Number | 0000000517 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 517 |
| Name | WAYNE BK |
|---|---|
| Type | Bank |
| Address | MINISINK HILLS, PA 18341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 27, 2036 |
The 2026 property tax bill for 111 Middle Ct was $8,114 with a homeowner's exemption, up 6.6% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,114.00 (+6.55%) Homeowner's exemption | ||
| 2025 | $7,615.00 | $256,600 Land $47,300 Building $209,300 | $366,571 Land $67,571 Building $299,000 |
| 2023 | $2,298.00 Homeowner's exemption | $256,600 (-) Land $47,300 Building $209,300 | $328,974 (+12.82%) Land $60,641 Building $268,333 |
| 2022 | $256,600 Land $47,300 Building $209,300 | $291,591 Land $53,750 Building $237,841 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Middle Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1979–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Middle Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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