Otsego County and Oneonta Town property record for 102 Middle Ct, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,812 sqft · built 1990 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Jan 2003) |
| Tax Bill | $7,434 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 301.07-1-14.00 |
| Primary APN | 364600 301.07-1-14.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,812 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Width | 272 ft Width |
| Porch | Slab |
| Porch Area | 408 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 223777 |
|---|---|
| Street Address | 102 MIDDLE CT |
| City | ONEONTA |
| State | NY |
| Zip | 13820-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 002MORNINGSIDE SUB 1 31 |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 590800 |
102 Middle Ct is owned and occupied by an individual who bought it in January 2003.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 MIDDLE CT, ONEONTA, NY 13820-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2003 · Amount on File |
| Deed Sale | Jan 6, 2003 · Amount on File |
| Deed Book / Page | 992 / 278 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 102 Middle Ct was $7,434, up 0.2% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,434.00 (+0.23%) | ||
| 2025 | $7,417.00 | $235,000 Land $40,900 Building $194,100 | $335,714 Land $58,429 Building $277,285 |
| 2023 | $2,107.00 | $235,000 (-) Land $40,900 Building $194,100 | $301,282 (+12.82%) Land $52,436 Building $248,846 |
| 2022 | $235,000 Land $40,900 Building $194,100 | $267,045 Land $46,477 Building $220,568 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Middle Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1979–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Middle Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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