111 Howard Dr, Cape Fair, MO 65624 Property Records

Stone County property record for 111 Howard Dr, Cape Fair, MO 65624

Property Summary

Property Type	Single Family Home
Details	1,706 sqft · built 2005
Lot Size	0.16 acres (6,959 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,790 (Aug 2026)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-1.0-01-000-000-002.079`

Property Details

APN / Parcel Number

Primary APN	`10-1.0-01-000-000-002.079`

Interior

Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,959 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	111 HOWARD DR
City	CAPE FAIR
State	MO
Zip	65624-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	EDGEWATER VILLAGE PH 6 LOT 79
Legal Range	24
Legal Township	23
Legal Section	01
Legal Subdivision	EDGEWATER VILLAGE PH 6
Legal Lot Number	79
Jurisdiction	STONE MO
Township / Civil Division	FLAT CREEK A
Census Block Group	1
Census Block	1086
Census Tract	90201

Owner

Source: Stone County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 HOWARD DR, CAPE FAIR, MO 65624-4621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 28, 2022	Deed, Transfer · Conventional Mortgage HAWTHORN BANK
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	20269666
Prior Transfer Date	Dec 17, 2007
Prior Transfer Doc	0000027007
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Aug 14, 2026
Property Address	111 HOWARD DR, CAPE FAIR, MO 65624-4621
Document Number	0000009666
Instrument Date	Aug 13, 2026
Instrument	20269666
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 HOWARD DR, CAPE FAIR, MO 65624-4621

Mortgage

Document Number	0000009667,
Date	Aug 14, 2026
Instrument	20269667

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	111 HOWARD DR, CAPE FAIR, MO 65624-4621
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 HOWARD DR, CAPE FAIR, MO 65624-4621

Mortgage

Document Number	202500011654
Date	Oct 31, 2025
Instrument	202500011654

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	May 1, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STONE MO
Recording Date	Sep 28, 2022
Property Address	111 HOWARD DR, CAPE FAIR, MO 65624-4621
Document Number	202200013654
Map Reference	MB 43 PG 96-99
Instrument Date	Sep 8, 2022
Instrument	202200013654
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 HOWARD DR, CAPE FAIR, MO 65624-4621

Mortgage

Document Number	202200013655
Date	Sep 28, 2022
Instrument	202200013655

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	111 HOWARD DR, CAPE FAIR, MO 65624-4621
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800009509
Date	Jul 3, 2018
Instrument	201800009509

Lender

Name	ARVEST BANK
Type	Bank
Address	BRANSON, MO 65616

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00 (-0.09%)	$22,530 (-)	$118,600 (-) Land $14,500 Building $104,100
2024	$1,104.00 (+0.18%)
2023	$1,102.00	$22,530	$118,600 Land $14,500 Building $104,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWATER VILLAGE private · serves 57 people · EPA ID MO5031235
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	80 / 10
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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