Burke County property record for 111 Garden Pl, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,518 sqft · built 1983 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,568 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703054800 |
| Primary APN | 2703054800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,518 sqft Living Area |
| 1st Floor Area | 2,858 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 1,087 sqft |
| Unfinished Basement | 1,092 sqft |
| Flooring | Carpet |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 80,150 sqft (1.84 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 605 sqft |
| Deck Area | 24 sqft |
| Patio Area | 90 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 111 GARDEN PL |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 111 GARDEN PL MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Union Street Historic District listed 1987 · 59 contributing resources · NRIS 87001931 |
|---|---|
| Individually Listed | Dunavant Cotton Manufacturing Company listed 2013 · 1 contributing resources · NRIS 13000227 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
111 Garden Pl is owned and occupied by an individual.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 GARDEN PL, MORGANTON, NC 28655-3746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 111 GARDEN PL, MORGANTON, NC 28655-3746 |
| Document Number | 0023880175 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 111 GARDEN PL MORGANTON NC 286553746, MORGANTON, NC 28655-3746 |
| Document Number | 0023880175 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 002388/000175 |
| Instrument | 24653 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 111 Garden Pl was $4,568, up 0.1% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,568.00 (+0.11%) | $804,721 (-) Land $60,402 Building $744,319 | $804,721 (-) Land $60,402 Building $744,319 |
| 2025 | $4,563.00 | $804,721 Land $60,402 Building $744,319 | $804,721 Land $60,402 Building $744,319 |
| 2023 | $4,594.00 | $804,721 Land $60,402 Building $744,319 | $804,721 Land $60,402 Building $744,319 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Garden Pl in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1994–2024) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Garden Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile.
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