Burke County property record for 104 Garden Pl, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 846 sqft · built 1941 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2024) |
| Tax Bill | $921 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703055930 |
| Primary APN | 2703055930 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 846 sqft Living Area |
| 1st Floor Area | 846 sqft |
| Basement Area | 846 sqft |
| Unfinished Basement | 846 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 GARDEN PL |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 104 GARDEN PL MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Union Street Historic District listed 1987 · 59 contributing resources · NRIS 87001931 |
|---|---|
| Individually Listed | Dunavant Cotton Manufacturing Company listed 2013 · 1 contributing resources · NRIS 13000227 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
104 Garden Pl is owned and occupied by an individual who bought it in December 2024.
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 GARDEN PL, MORGANTON, NC 28655-3747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2024 · Amount on File |
| Deed Sale | Dec 5, 2024 · Amount on File |
| Deed Document Number | 202424010833 |
| Deed Book / Page | 2779 / 369 |
| Prior Transfer Date | Nov 28, 2016 |
| Prior Transfer Doc | 0022700031 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 104 Garden Pl was $921, up 1.9% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $921.00 (+1.88%) | $147,700 (+1.49%) Land $34,000 Building $113,700 | $147,700 (+1.49%) Land $34,000 Building $113,700 |
| 2025 | $904.00 | $145,527 Land $34,000 Building $111,527 | $145,527 Land $34,000 Building $111,527 |
| 2023 | $808.00 | $128,630 Land $34,000 Building $94,630 | $128,630 Land $34,000 Building $94,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Garden Pl in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1994–2024) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Garden Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile.
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