108 Dearborn St, Morganton, NC 28655 Property Records

Burke County property record for 108 Dearborn St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 992 sqft · built 1950
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Dec 2019)
Tax Bill	$1,420 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2724922383`

Property Details

APN / Parcel Number

Primary APN	`2724922383`
Alternative APN	`25773`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft
Flooring	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Deck Area	379 sqft
Patio Area	379 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 DEARBORN ST
City	MORGANTON
State	NC
Zip	28655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 RESID
Legal Description	108 DEARBORN ST MORGANTON, NC 28655
Legal Subdivision	PINE CREEK ADDITION
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	1
Census Block	1057
Census Tract	20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 DEARBORN ST, MORGANTON, NC 28655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Dec 12, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	May 10, 2007 · Amount on Record
Deed Document Number	20192017035135
Deed Book / Page	2438 / 984
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Aug 14, 2026
Property Address	108 DEARBORN ST, MORGANTON, NC 28655
Document Number	0026007613
Book / Page	2890 / 513
Instrument Date	Aug 13, 2026
Instrument	202626007613
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DEARBORN ST, MORGANTON, NC 28655

Mortgage

Document Number	0026007613,
Date	Aug 14, 2026
Book Page	2890/513
Instrument	202626007613

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Jul 9, 2026
Property Address	108 DEARBORN ST, MORGANTON, NC 28655
Document Number	0026006375
Book / Page	2883 / 759
Instrument Date	Jul 9, 2026
Instrument	202626006375
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DEARBORN ST, MORGANTON, NC 28655

Mortgage

Document Number	0026006375,
Date	Jul 9, 2026
Book Page	2883/759
Instrument	202626006375

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	108 DEARBORN ST, MORGANTON, NC 28655
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DEARBORN ST, MORGANTON, NC 28655

Mortgage

Document Number	0028560161
Date	Feb 24, 2026
Book Page	2856/161
Instrument	2026001501

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 12, 2019
Property Address	108 DEARBORN ST, MORGANTON, NC 28655
Document Number	0024380984
Book / Page	2438 / 0984
Map Reference	MB 29 PG 261
Instrument Date	Dec 11, 2019
Instrument	2017035135
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 MOUNTAIN VIEW ST, 304, MORGANTON, NC 28655-6789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 DEARBORN ST, MORGANTON, NC 28655

Mortgage

Document Number	2017035136
Date	Dec 12, 2019
Instrument	2017035136

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,420.00 (+4.49%)	$139,490 (-) Land $26,208 Building $113,282	$139,490 (-) Land $26,208 Building $113,282
2025	$1,359.00 (+56.39%)	$139,490 (-) Land $26,208 Building $113,282	$139,490 (-) Land $26,208 Building $113,282
2023	$869.00	$139,490 Land $26,208 Building $113,282	$139,490 Land $26,208 Building $113,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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