111 Covington Ave, Ludlow Falls, OH 45339 Property Records

Miami County property record for 111 Covington Ave, Ludlow Falls, OH 45339

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,459 sqft · built 1908
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`L37-000460`

Property Details

APN / Parcel Number

Primary APN	`L37-000460`
Alternative APNs	`060505.4-05-008-00` `L37LL004 01400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
1st Floor Area	2,112 sqft
Upper Floors Area	403 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	99 ft deep x 76 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	111 COVINGTON AVE
City	LUDLOW FALLS
State	OH
Zip	45339-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 42 75.75 OR W W OF LOT 42
Legal Subdivision	VILLAGE OF LUDLOW FALLS,
Legal Lot Number	42
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3019
Census Tract	340100

Owner

111 Covington Ave is owned and occupied by two individuals who acquired it in August 2001.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 COVINGTON AVE, LUDLOW FALLS, OH 45339-5008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 17, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2001
Deed Sale	Aug 14, 2001
Prior Sale	Jan 7, 1994 · Amount on File
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	111 COVINGTON AVE, LUDLOW FALLS, OH 45339-5008
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 COVINGTON AVE, LUDLOW FALLS, OH 45339-5008

Mortgage

Document Number	0000006669
Date	Jun 23, 2023
Instrument	2023OR-06669

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 17, 2023
Property Address	111 COVINGTON AVE, LUDLOW FALLS, OH 45339-5008
Document Number	0000002829
Instrument Date	Mar 3, 2023
Instrument	2023OR-02829
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3124 CALUMET RD, LUDLOW FALLS, OH 45339-8702
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 111 Covington Ave was $1,109, up 1.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Municipality	Ludlow Falls Village
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (+1.93%)	$33,640 (+14.27%) Land $3,750 Building $29,890	$96,100 Land $10,700 Building $85,400
2024	$1,088.00 (+2.26%) Homeowner's exemption	$29,440 (-) Land $4,060 Building $25,380
2023	$1,064.00 (-3.36%) Homeowner's exemption	$29,440 (-) Land $4,060 Building $25,380	$84,100 (-) Land $11,600 Building $72,500
2022	$1,101.00 Homeowner's exemption	$29,440 Land $4,060 Building $25,380	$84,100 Land $11,600 Building $72,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Covington Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Covington Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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