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105 Black Oak Ln, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 105 Black Oak Ln, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,182 sqft · built 1985
Lot Size1.35 acres (58,806 sqft)
OwnerCompany Name on Record
Last Sale$115,000 (Nov 1985)
Tax Bill$6,653 (2026)
Deeds & MortgagesMar 2026 Mortgage
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APNDRAC M:13 B:128 L:17

Property Details

APN / Parcel Number

Primary APNDRAC M:13 B:128 L:17
Alternative APN
  • M:0013 B:0128 L:0017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,182 sqft Living Area
Gross Area5,276 sqft
1st Floor Area1,224 sqft
AtticAttic
Attic Area936 sqft
Basement Area1,224 sqft
Unfinished Basement1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area58,806 sqft (1.35 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address105 BLACK OAK LN
CityDRACUT
StateMA
Zip01826-1365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block128
Legal Lot Number17
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group3
Census Block3001
Census Tract314200

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address105 BLACK OAK LN, DRACUT, MA 01826-1365
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage
LOWELL FIVE CENT SVGS
Sep 23, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 1985 · Amount on Record
Deed SaleNov 7, 1985 · Amount on Record
Deed Book / Page3243 / 291
Last Transfer DateAug 18, 2021
Transfer Doc36291-276
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address105 BLACK OAK LN, DRACUT, MA 01826-1365
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039912-266
DateMar 11, 2026
Book Page39912/266
Instrument7144
Lender
NameLOWELL FIVE CENT SVGS
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateSep 23, 2021
Property Address105 BLACK OAK LN, DRACUT, MA 01826-1365
Document Number36291-276
Book / Page36291 / 276
Instrument DateAug 18, 2021
Instrument55846
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 BLACK OAK LN, DRACUT, MA 01826-1365

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,653.00 (+1.56%)$688,000 (+6.29%) Land $281,500 Building $406,500$781,565 (-)
2025$6,551.00 (+2.63%)$647,300 (+5.98%) Land $258,300 Building $389,000$781,565 (+15.01%)
2024$6,383.00 (+0.11%)$610,800 (+10.93%) Land $246,200 Building $364,600$679,535
2023$6,376.00$550,600 Land $214,300 Building $336,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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