111 3rd St, Towanda, PA 18848 Property Records

Bradford County property record for 111 3rd St, Towanda, PA 18848

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 6 ba · built 1964
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jan 2022)
Tax Bill	$3,232 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-086.04-287-000-000`

Property Details

APN / Parcel Number

Primary APN	`48-086.04-287-000-000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	111 3RD ST
City	TOWANDA
State	PA
Zip	18848-1729
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	HOUSE W/ATTCH GARAGE
Jurisdiction	BRADFORD PA
Township / Civil Division	TOWANDA
Census Block Group	2
Census Block	2019
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bradford County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 3RD ST, TOWANDA, PA 18848-1729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 18, 2022	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	2022651
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	0000006928
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	111 3RD ST, TOWANDA, PA 18848-1729
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 3RD ST, TOWANDA, PA 18848-1729

Mortgage

Document Number	0202401336
Date	Feb 9, 2024
Instrument	202401336

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Jan 18, 2022
Property Address	111 3RD ST, TOWANDA, PA 18848-1729
Document Number	0202200651
Instrument Date	Jan 6, 2022
Instrument	202200651
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 S KEEBLE AVE, 60, SAN JOSE, CA 95126-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 3RD ST, TOWANDA, PA 18848-1729

Mortgage

Document Number	0202200652
Date	Jan 18, 2022
Instrument	202200652

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
Municipality	Towanda Borough
Unified School District	Towanda Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,232.00 (+4.39%)	$37,400 (-)
2024	$3,096.00	$37,400
1999			$73,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Revolution Broadband.

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