Bradford County property record for 103 3rd St, Towanda, PA 18848
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 6 bd · 7.5 ba · built 1906 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Aug 2014) |
| Tax Bill | $3,089 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-086.04-302-000-000 |
| Primary APN | 48-086.04-302-000-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Conventional |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 103 3RD ST |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-1729 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | APARTMENTS |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TOWANDA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 951000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
103 3rd St, a residential property, is owned by an individual who acquired it in August 2025.
Source: Bradford County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 3RD ST, TOWANDA, PA 18848-1754 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit CHEMUNG CANAL TRUST |
| Aug 6, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2014 · Amount on File |
| Deed Sale | Aug 18, 2014 · Amount on File |
| Deed Document Number | 201418876 |
| Last Transfer Date | Aug 6, 2025 |
| Transfer Doc | 0202507900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | May 27, 2026 |
| Property Address | 103 3RD ST, TOWANDA, PA 18848-1729 |
| Document Number | 0000006148 |
| Instrument Date | May 7, 2026 |
| Instrument | 20266148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 39 3RD ST, TOWANDA, PA 18848-1754 |
| Document Number | 0000006148, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20266148 |
| Name | CHEMUNG CANAL TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Aug 6, 2025 |
| Property Address | 103 3RD ST, TOWANDA, PA 18848-1729 |
| Document Number | 0202507900 |
| Instrument Date | Jun 4, 2025 |
| Instrument | 202507900 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 3RD ST, TOWANDA, PA 18848-1754 |
The 2026 property tax bill for 103 3rd St was $3,089, up 2.5% from the year before.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Towanda Borough |
| Unified School District | Towanda Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,089.00 (+2.52%) | $35,750 (-) | |
| 2025 | $3,013.00 (+1.79%) | $35,750 (-) | |
| 2024 | $2,960.00 | $35,750 | |
| 1999 | $71,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1981–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Revolution Broadband.
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