111 10th St, Spencer, NC 28159 Property Records

Rowan County property record for 111 10th St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,637 sqft · built 1902
Lot Size	0.193 acres (8,450 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Oct 2018)
Tax Bill	$1,677 (2023)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030 102`

Property Details

APN / Parcel Number

Primary APN	`030 102`
Alternative APN	`706902`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,637 sqft Living Area
1st Floor Area	1,637 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	8,450 sqft (0.193 acres)
Lot Dimensions	169 ft deep x 50 ft wide
Porch	Porch
Porch Area	208 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	706902
Old Parcel Number	030 102
Street Address	111 10TH ST
City	SPENCER
State	NC
Zip	28159-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM RES
Legal Description	L24 BLK D ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal Subdivision	HENDERSON & VANDERFORDS MAP
Legal Block	D
Legal Lot Number	24
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4006
Census Tract	50700

Owner

Source: Rowan County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	111 10TH ST, SPENCER, NC 28159-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on Record
Deed Sale	Oct 24, 2018 · Amount on Record
Prior Sale	May 14, 2010 · Amount on Record
Deed Document Number	0001317765
Deed Book / Page	1317 / 765
Record Updated	Jun 7, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 24, 2018
Property Address	111 10TH ST, SPENCER, NC 28159-2018
Document Number	0013170765
Book / Page	1317 / 0765
Instrument Date	Oct 24, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1217 E COLONIAL DR, 1217, SALISBURY, NC 28144-2209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 10TH ST, SPENCER, NC 28159-2018
Investor	Possibly a Property Investor

Mortgage

Document Number	13170766
Date	Oct 24, 2018
Instrument	1317/0766

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,677.00	$148,472 Land $22,400 Building $126,072	$148,472 Land $22,400 Building $126,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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