Rowan County property record for 107 10th St, Spencer, NC 28159
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,330 sqft · built 1983 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Mar 2022) |
| Tax Bill | $809 (2026) |
| Deeds & Mortgages | Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 030 104 |
| Primary APN | 030 104 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,330 sqft Total Area |
| 1st Floor Area | 1,330 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 9 ft deep x 6 ft wide |
| Porch | Porch |
| Porch Area | 190 sqft |
| Storage Building | 240 sqft |
| Street Address | 107 10TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2018 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | HB:HIGHWAY |
| Legal Description | PT L 9-11 BLK D ELIZABETH B. HENDERSON & MARY E, VANDERFORD |
| Legal Block | D |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 50700 |
107 10th St, a commercial property, is owned by an individual who bought it in March 2022.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 335 MAJOLICA RD, SALISBURY, NC 28147-8009 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on File |
| Deed Sale | Mar 16, 2022 · Amount on File |
| Deed Book / Page | 1397 / 615 |
| Prior Transfer Date | Jul 31, 2017 |
| Prior Transfer Doc | 0013310898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 31, 2019 |
| Property Address | 107 10TH ST, SPENCER, NC 28159-2018 |
| Document Number | 0013310898 |
| Book / Page | 001331 / 000898 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 335 MAJOLICA RD SALISBURY NC 281478009, SALISBURY, NC 28147-8009 |
The 2026 property tax bill for 107 10th St was $809.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $809.00 | $71,637 (-) Land $15,795 Building $55,842 | $71,637 Land $15,795 Building $55,842 |
| 2025 | $809.00 | $71,637 Land $15,795 Building $55,842 | |
| 2023 | $809.00 | $71,637 Land $15,795 Building $55,842 | $71,637 Land $15,795 Building $55,842 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 107 10th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 10th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Hotwire Communications, T-Mobile, Windstream.
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