11093 Kandi Ct, Elgin, OK 73538 Property Records

Comanche County property record for 11093 Kandi Ct, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,731 sqft · built 2020
Lot Size	0.762 acres (33,211 sqft)
Owner	2 Individual Names on File
Last Sale	$23,000 (May 2018)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-28-3-96030-005-0011`

Property Details

APN / Parcel Number

Primary APN	`04N10W-28-3-96030-005-0011`
Alternative APNs	`096030-0050011-00000` `98315`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,731 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	33,211 sqft (0.762 acres)
Garage Type	Attached
Garage Area	765 sqft
Porch	Slab
Porch Area	526 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	98315
Street Address	11093 KANDI CT
City	ELGIN
State	OK
Zip	73538-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HAVEN BLOCK 5 LOT 11
Legal Range	10W
Legal Township	04N
Legal Section	28
Legal Subdivision	THE HAVEN
Legal Block	5
Legal Lot Number	11
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2016
Census Tract	2101

Owner

11093 Kandi Ct is owned and occupied by two individuals who bought it in May 2018.

Source: Comanche County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11093 KANDI CT, ELGIN, OK 73538-3840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Oct 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
May 21, 2018	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Deed Document Number	20187362
Deed Book / Page	8044 / 136
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 7, 2026
Property Address	11093 KANDI CT, ELGIN, OK 73538-3840
Document Number	010077/271
Book / Page	10077 / 271
Instrument Date	Jan 7, 2026
Instrument	2026-000238
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11093 KANDI CT, ELGIN, OK 73538-3840

Mortgage

Document Number	2026000239
Date	Jan 7, 2026
Instrument	2026-000239

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	11093 KANDI CT, ELGIN, OK 73538-3840
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008343/304
Date	Oct 15, 2019
Book Page	8343/304
Instrument	2019-014720

Lender

Name	BANCFIRST
Type	Bank
Address	LAWTON, OK 73502

Agreement

Type	Commercial Mortgage

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 21, 2018
Property Address	11093 KANDI CT, ELGIN, OK 73538-3840
Document Number	008044/136
Book / Page	8044 / 136
Instrument Date	May 10, 2018
Instrument	2018-007362
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2022
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11093 KANDI CT, ELGIN, OK 73538-3840

Mortgage

Document Number	2018007363
Date	May 21, 2018
Instrument	2018-007363

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 11093 Kandi Ct was $5,178 with a homeowner's exemption.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,751 (+3%) Land $3,477 Building $50,274	$477,788 (-13.04%) Land $30,907 Building $446,881
2025	$5,178.00 Homeowner's exemption	$52,186 (-) Land $3,376 Building $48,810	$549,405 (+6.23%) Land $40,000 Building $509,405
2024	$5,178.00 (+0.78%) Homeowner's exemption	$52,186 (+6.09%) Land $3,525 Building $48,661	$517,191 (+18.28%) Land $40,000 Building $477,191
2023	$5,138.00	$49,191 Land $3,038 Building $46,153	$437,245 Land $27,000 Building $410,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11093 Kandi Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11093 Kandi Ct is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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