11048 Kandi Ct, Elgin, OK 73538 Property Records

Comanche County property record for 11048 Kandi Ct, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,021 sqft · built 2012
Lot Size	0.797 acres (34,727 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2021)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-28-3-96030-005-0009`

Property Details

APN / Parcel Number

Primary APN	`04N10W-28-3-96030-005-0009`
Alternative APNs	`096030-0050009-00000` `98313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,021 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	34,727 sqft (0.797 acres)
Garage Type	Attached
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	98313
Street Address	11048 KANDI CT
City	ELGIN
State	OK
Zip	73538-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HAVEN BLOCK 5 LOT 9
Legal Range	10W
Legal Township	04N
Legal Section	28
Legal Subdivision	THE HAVEN
Legal Block	5
Legal Lot Number	9
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2016
Census Tract	2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11048 KANDI CT, ELGIN, OK 73538-3840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust · Line of Credit FIGURE LENDING LLC
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 3, 2021	Warranty Deed, Transfer · VA Mortgage FIRST UNITED BANK & TRUST CO
Oct 4, 2017	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	20217599
Deed Book / Page	8745 / 300
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Recording Date	Apr 22, 2026
Property Address	11048 KANDI CT, ELGIN, OK 73538-3840
Document Number	0000006045
Book / Page	10172 / 291
Instrument Date	Apr 12, 2026
Instrument	2026.6045
Record Updated	May 5, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11048 KANDI CT, ELGIN, OK 73538-3840

Mortgage

Document Number	0000006045,
Date	Apr 22, 2026
Book Page	10172/291
Instrument	2026.6045

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2046

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Recording Date	Apr 22, 2026
Property Address	11048 KANDI CT, ELGIN, OK 73538-3840
Document Number	010172/291
Book / Page	10172 / 291
Instrument Date	Apr 12, 2026
Instrument	20266045
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11048 KANDI CT, ELGIN, OK 73538-3840

Mortgage

Document Number	0000006045,
Date	Apr 22, 2026
Book Page	10172/291
Instrument	20266045

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2046

Interest

Rate	6.11%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 3, 2021
Property Address	11048 KANDI CT, ELGIN, OK 73538-3840
Document Number	8745/300
Book / Page	8745 / 300
Instrument Date	Apr 29, 2021
Instrument	2021-007599
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	OKLAHOMA FAMILY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021007601
Date	May 3, 2021
Instrument	2021-007601

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Oct 4, 2017
Property Address	11048 KANDI CT, ELGIN, OK 73538-3840
Document Number	007912/153
Book / Page	7912 / 153
Instrument Date	Sep 8, 2017
Instrument	2017-014845
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	KT TITLE SERVICES, OKF TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11048 KANDI CT, ELGIN, OK 73538-3840

Mortgage

Document Number	2017014846
Date	Oct 4, 2017
Instrument	2017-014846

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,509 (+5%) Land $5,737 Building $26,772	$288,971 (-6.97%) Land $50,994 Building $237,977
2025	$3,132.00	$30,961 (-) Land $3,628 Building $27,333	$310,613 (+5.9%) Land $40,000 Building $270,613
2024	$3,132.00 (+6.78%)	$30,961 (+10.25%) Land $3,894 Building $27,067	$293,307 (+17.5%) Land $40,000 Building $253,307
2023	$2,933.00	$28,083 Land $3,038 Building $25,045	$249,625 Land $27,000 Building $222,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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