Charles County property record for 11093 Commanders Ln, White Plains, MD 20695
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,344 sqft · built 2008 |
| Lot Size | 0.172 acres (7,476 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,000 (Nov 2020) |
| Tax Bill | $12,572 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-322344 |
| Primary APN | 06-322344 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 2,784 sqft |
| 1st Floor Area | 1,934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,476 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 322344 |
|---|---|
| Street Address | 11093 COMMANDERS LN |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 75 SEC 11 HERITAGE AT ST CHARLES ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 850904 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11093 COMMANDERS LN, WHITE PLAINS, MD 20695-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Aug 4, 2021 | Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC |
| Oct 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HM MTG |
| Nov 4, 2020 | Special Warranty Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Prior Sale | Jun 13, 2008 · Amount on Record |
| Deed Book / Page | 11414 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11093 COMMANDERS LN, WHITE PLAINS, MD 20695-3135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0112280456 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 11228/456 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11093 COMMANDERS LN, WHITE PLAINS, MD 20695-3135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0114550298 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 11455/298 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11093 COMMANDERS LN, WHITE PLAINS, MD 20695-3135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11093 COMMANDERS LN, WHITE PLAINS, MD 20695-3135 |
| Document Number | 0119840375 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 11984/375 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11093 COMMANDERS LN, WHITE PLAINS, MD 20695-3135 |
| Document Number | 0114140237 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11093 COMMANDERS LN WHITE PLAINS MD 206953135, WHITE PLAINS, MD 20695-3135 |
| Document Number | 0114140237 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 011414/000237 |
| Name | FIRST HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | BALTIMORE, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 4, 2020 |
| Property Address | 11093 COMMANDERS LN, WHITE PLAINS, MD 20695-3135 |
| Document Number | 0114140232 |
| Book / Page | 11414 / 232 |
| Map Reference | MB 56 PL 244-251 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | VERUS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0011414237 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 11414/237 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,000 (+20.18%) | $478,600 (+20.92%) Land $126,000 Building $352,600 | |
| 2025 | $12,572.00 (+138.6%) | ||
| 2023 | $5,269.00 Homeowner's exemption | $375,267 | $395,800 Land $126,000 Building $269,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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