11085 Commanders Ln, White Plains, MD 20695 Property Records

Charles County property record for 11085 Commanders Ln, White Plains, MD 20695

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,744 sqft · built 2008
Lot Size	0.149 acres (6,523 sqft)
Owner	Individual Name on File
Last Sale	$449,999 (Dec 2021)
Tax Bill	$5,497 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-322328`

Property Details

APN / Parcel Number

Primary APN	`06-322328`
Alternative APN	`322328`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,744 sqft Total Area
Gross Area	2,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,523 sqft (0.149 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	322328
Street Address	11085 COMMANDERS LN
City	WHITE PLAINS
State	MD
Zip	20695-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 73 SEC 11 HERITAGE AT ST CHARLES ST CHARLES SUB
Legal Subdivision	CHARLES SUB
Legal Lot Number	73
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1024
Census Tract	850904

Owner

Source: Charles County assessment roll, APN 06-322328, as of July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11085 COMMANDERS LN, WHITE PLAINS, MD 20695-3135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2021 · Amount on Record
Deed Sale	Dec 01, 2021 · Amount on Record
Prior Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	0012248456
Deed Book / Page	12248 / 456
Record Updated	Jun 07, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 01, 2021
Property Address	11085 COMMANDERS LN, WHITE PLAINS, MD 20695-3135
Document Number	0122480456
Book / Page	12248 / 456
Map Reference	MB 56 PL 244-251
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	11085 COMMANDERS LN, WHITE PLAINS, MD 20695-3135

Mortgage

Document Number	0012248461
Date	Dec 01, 2021
Instrument	12248/461

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll as of July 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,497.00	$398,267	$430,300 Land $126,000 Building $304,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178509041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (2008–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 283 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0080049, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.