11090 Lower Circle Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 11090 Lower Circle Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,496 sqft · built 2016
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,509 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`020-890-021-000`

Property Details

APN / Parcel Number

Primary APN	`020-890-021-000`
Alternative APN	`20-890-21-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
1st Floor Area	2,041 sqft
Basement Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	2,496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	20-890-21-000
Street Address	11090 LOWER CIRCLE DR
City	GRASS VALLEY
State	CA
Zip	95949-6641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 79 ALTA SIERRA ESTATES #11
Legal Subdivision	ALTA SIERRA ESTATES #11
Legal Lot Number	79
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1004
Census Tract	102

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Feb 24, 2026	Intrafamily Transfer, Transfer · VA Mortgage E MORTGAGE CAPITAL INC
Mar 21, 2024	Grant Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Sep 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Mar 8, 2019	Grant Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Mar 8, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 10, 2017	Grant Deed, Foreclosure NORTH AMERICAN TITLE
Feb 10, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026
Deed Sale	Feb 24, 2026
Prior Sale	Mar 21, 2024 · Amount on Record
Deed Document Number	20262654
Prior Transfer Date	Feb 10, 2026
Prior Transfer Doc	0000002654
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641

Mortgage

Document Number	0000005723
Date	Feb 18, 2021
Instrument	20210005723

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Feb 24, 2026
Property Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641
Document Number	0000002654
Map Reference	MB 3 PG 21
Instrument Date	Feb 10, 2026
Instrument	20260002654
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641

Mortgage

Document Number	0000002655
Date	Feb 24, 2026
Instrument	20260002655

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 21, 2024
Property Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641
Document Number	0000004388
Map Reference	MB 3 PG 21
Instrument Date	Mar 13, 2024
Instrument	20240004388
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13272 DOG BAR RD, GRASS VALLEY, CA 95949-8378

Mortgage

Document Number	0000004389
Date	Mar 21, 2024
Instrument	20240004389

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Sep 27, 2019
Property Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641
Document Number	0000018998
Map Reference	MB 3 PG 21
Instrument Date	Sep 23, 2019
Instrument	20190018998
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641

Mortgage

Document Number	0000018999
Date	Sep 27, 2019
Instrument	20190018999

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 8, 2019
Property Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641
Document Number	0000004221
Map Reference	MB 3 PG 21
Instrument Date	Mar 5, 2019
Instrument	20190004221
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641

Mortgage

Document Number	0000004222
Date	Mar 8, 2019
Instrument	20190004222

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 8, 2019
Property Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641
Document Number	0000004220
Instrument Date	Feb 24, 2019
Instrument	4220
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11090 LOWER CIRCLE DR GRASS VALLEY CA 959496641, GRASS VALLEY, CA 95949-6641

February 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 10, 2017
Property Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641
Document Number	0000003476
Instrument Date	Feb 2, 2017
Instrument	3476
Transaction Type	Foreclosure
Record Updated	Mar 6, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$492.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 10, 2017
Property Address	11090 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6641
Document Number	0000003477
Instrument Date	Jan 30, 2017
Instrument	3477
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11090 LOWER CIRCLE DR GRASS VALLEY CA 95949, GRASS VALLEY, CA 95949

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,634 (+2%) Land $104,040 Building $504,594
2025	$6,509.00 (+18.76%)	$596,700 (+17.91%) Land $102,000 Building $494,700
2023	$5,481.00 (+3.45%) Homeowner's exemption	$506,076 Land $75,052 Building $431,024	$523,350
2022	$5,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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