Saginaw County property record for 11090 Baldwin Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,680 sqft · built 1983 |
| Lot Size | 3.18 acres (138,521 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jul 2025) |
| Tax Bill | $4,849 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-05-4009-003 |
| Primary APN | 13-09-3-05-4009-003 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 138,521 sqft (3.18 acres) |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 346 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11090 BALDWIN RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF SE1/4 OF SE1/4 OF SEC 5 BEG AT A POINT ON S LINE OF SEC 5 542.36 FT WLY FROM SE COR OF SAID SEC 5 TH N 976 FT TO C/L |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 05 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12700 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5611 FIRE ISLAND DR, LAS VEGAS, NV 89120-1950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on Record |
| Deed Sale | Jul 9, 2025 · Amount on Record |
| Deed Document Number | 202516874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 8, 2026 |
| Property Address | 11090 BALDWIN RD, CHESANING, MI 48616-9415 |
| Document Number | 0000006894 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20266894 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11090 BALDWIN RD, CHESANING, MI 48616-9415 |
| Document Number | 0000006894, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20266894 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,700 (+12.44%) | $287,400 (+12.44%) | |
| 2025 | $4,849.00 (+73.99%) Homeowner's exemption | $127,800 (+21.71%) | $255,600 (+21.71%) |
| 2023 | $105,000 | $210,000 | |
| 2022 | $2,787.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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