11085 Baldwin Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 11085 Baldwin Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,680 sqft · built 1997
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (Sep 2025)
Tax Bill	$3,561 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-08-1001-005`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-08-1001-005`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Area	2,128 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11085 BALDWIN RD
City	CHESANING
State	MI
Zip	48616-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 200 FT OF E 683 FT OF N 233 FT OF NE 1/4 1.07 ACRES SEC 8 T9N R3E
Legal Range	03E
Legal Township	09N
Legal Section	08
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	1
Census Block	1013
Census Tract	12700

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13004 TERRITORIAL RD, STOCKBRIDGE, MI 49285-9213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED FCU
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Mar 22, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	202522080
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	0000008371
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11085 BALDWIN RD, CHESANING, MI 48616-9415
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11085 BALDWIN RD, CHESANING, MI 48616-9415

Mortgage

Document Number	0000014106
Date	May 10, 2022
Instrument	2022014106

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11085 BALDWIN RD, CHESANING, MI 48616-9415
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11085 BALDWIN RD, CHESANING, MI 48616-9415

Mortgage

Document Number	0000015270
Date	Jun 28, 2023
Instrument	2023015270

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11085 BALDWIN RD, CHESANING, MI 48616-9415
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11085 BALDWIN RD, CHESANING, MI 48616-9415

Mortgage

Document Number	0000011647
Date	Apr 7, 2021
Instrument	2021011647

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 15, 2025
Property Address	11085 BALDWIN RD, CHESANING, MI 48616-9415
Document Number	0000022080
Instrument Date	Sep 5, 2025
Instrument	2025022080
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,756.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11085 BALDWIN RD, CHESANING, MI 48616-9415

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13004 TERRITORIAL RD, STOCKBRIDGE, MI 49285-9213

Mortgage

Document Number	0000021387
Date	Sep 15, 2025
Instrument	2025021387

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	11085 BALDWIN RD, CHESANING, MI 48616-9415
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11085 BALDWIN RD, CHESANING, MI 48616-9415

Mortgage

Document Number	2021011647
Date	Apr 7, 2021
Instrument	2021011647

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 22, 2021
Property Address	11085 BALDWIN RD, CHESANING, MI 48616-9415
Document Number	2021008371
Instrument Date	Mar 9, 2021
Instrument	2021008371
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8255 MARSHALL RD, 8255, BIRCH RUN, MI 48415-8788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11085 BALDWIN RD, CHESANING, MI 48616-9415

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 6, 2020
Property Address	11085 BALDWIN RD, CHESANING, MI 48616-9415
Document Number	2020025079
Instrument Date	Oct 2, 2020
Instrument	2020025079
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11085 BALDWIN RD, 11085, CHESANING, MI 48616-9415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 CHESANING RD, CHESANING, MI 48616

Mortgage

Document Number	2020025080
Date	Oct 6, 2020
Instrument	2020025080

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,000 (+6.26%)	$268,000 (+6.26%)
2025	$3,561.00 (+2.98%) Homeowner's exemption	$126,100 (+27.63%)	$252,200 (+27.63%)
2024	$3,458.00 (+12.42%)
2023		$98,800	$197,600
2022	$3,076.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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