Cleveland County property record for 1109 W Apache St, Norman, OK 73069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 828 sqft · built 1945 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $418,000 (May 2025) |
| Tax Bill | $2,592 (2025) |
| Deeds & Mortgages | Apr 2026 Sale May 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0048887 |
| Primary APN | R0048887 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Gross Area | 1,048 sqft |
| 1st Floor Area | 828 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 48887 |
|---|---|
| Street Address | 1109 W APACHE ST |
| City | NORMAN |
| State | OK |
| Zip | 73069-5408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WEST PARK LOT 23 BLK 3 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 31 |
| Legal Subdivision | WEST PARK |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 200500 |
Source: Cleveland County records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 501 GLASTONBURG LN, THE COLONY, TX 75056-3897 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 29, 2024 | Warranty Deed, Transfer · Commercial Mortgage VALOR BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2024 · Amount on Record |
| Deed Document Number | 202512632 |
| Deed Book / Page | 6801 / 1192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 1, 2026 |
| Property Address | 1109 W APACHE ST, NORMAN, OK 73069-5408 |
| Document Number | 0000008774 |
| Book / Page | 6941 / 1114 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20268774 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 501 GLASTONBURG LN, THE COLONY, TX 75056-3897 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 13, 2025 |
| Property Address | 1109 W APACHE ST, NORMAN, OK 73069-5408 |
| Document Number | R202512632 |
| Book / Page | 6801 / 1192 |
| Instrument Date | May 6, 2025 |
| Instrument | R 2025 12632 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1109 W APACHE ST, NORMAN, OK 73069-5408 |
| Document Number | R202512633 |
|---|---|
| Date | May 13, 2025 |
| Instrument | R 2025 12633 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jul 29, 2024 |
| Property Address | 1109 W APACHE ST, NORMAN, OK 73069-5408 |
| Document Number | R202419939 |
| Book / Page | 6693 / 537 |
| Instrument Date | Jul 26, 2024 |
| Instrument | R 2024 19939 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | R202419940 |
|---|---|
| Date | Jul 29, 2024 |
| Instrument | R 2024 19940 |
| Name | VALOR BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 26, 2025 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,592.00 (+105.88%) | $21,607 (+105.98%) Land $6,366 Building $15,241 | $180,059 (+105.97%) Land $53,050 Building $127,009 |
| 2023 | $1,259.00 | $10,490 Land $3,000 Building $7,490 | $87,422 Land $25,000 Building $62,422 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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