1104 W Apache St, Norman, OK 73069 Property Records

Cleveland County property record for 1104 W Apache St, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Jul 2023)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NC29ELMH2 1 1002`

Property Details

APN / Parcel Number

Primary APN	`NC29ELMH2 1 1002`
Alternative APNs	`R0033180` `33180`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Business Cluster
Garage Type	Detached
Garage Area	216 sqft
Porch	Open Porch
Porch Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33180
Street Address	1104 W APACHE ST
City	NORMAN
State	OK
Zip	73069-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELM HEIGHTS SEC 2 W/2 OF LOT 1 AND ALL LOT 2 BLK 1
Legal Range	02W
Legal Township	09
Legal Section	31
Legal Subdivision	ELM HEIGHTS 2
Legal Block	1
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5005
Census Tract	200500

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1104 W APACHE ST, NORMAN, OK 73069-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Nov 2, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 30, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	202320427
Deed Book / Page	6573 / 614
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	R201815116
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1104 W APACHE ST, NORMAN, OK 73069-5409
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202216581
Date	May 5, 2022
Book Page	6421/250
Instrument	R 2022 16581

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	NORMAN, OK 73071

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 28, 2023
Property Address	1104 W APACHE ST, NORMAN, OK 73069-5409
Document Number	R202320427
Book / Page	6573 / 614
Instrument Date	Jul 25, 2023
Instrument	R 2023 20427
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 GROVER LN, NORMAN, OK 73069-5444

Mortgage

Document Number	R202320428
Date	Jul 28, 2023
Instrument	R 2023 20428

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Change Frequency	Quarterly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 2, 2021
Property Address	1104 W APACHE ST, NORMAN, OK 73069-5409
Document Number	R202146960
Book / Page	6337 / 259
Instrument Date	Nov 1, 2021
Instrument	R 2021 46960
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 W APACHE ST, NORMAN, OK 73069-5409
Investor	Possibly a Property Investor

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 17, 2018
Property Address	1104 W APACHE ST, NORMAN, OK 73069-5409
Document Number	0000015116
Book / Page	005801 / 000895
Instrument Date	Mar 15, 2018
Instrument	15116
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	812 NW 145TH CIR EDMOND OK 730131876, EDMOND, OK 73013-1876

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 30, 2017
Property Address	1104 W APACHE ST, NORMAN, OK 73069-5409
Document Number	0000017116
Book / Page	005682 / 000040
Instrument Date	May 26, 2017
Instrument	17116
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Amount	Amount Recorded
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 NW 145TH ONCE EDMOND OK 73013, EDMOND, OK 73013

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,573.00 (+35.09%) Homeowner's exemption	$30,771 (+39.68%) Land $6,598 Building $24,173	$260,069 (+41.66%) Land $55,765 Building $204,304
2023	$2,645.00 (+4.26%)	$22,030 (-) Land $2,160 Building $19,870	$183,588 (-) Land $18,000 Building $165,588
2022	$2,537.00	$22,030 Land $2,160 Building $19,870	$183,588 Land $18,000 Building $165,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1104 W Apache St, Norman, OK 73069 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W Apache St

Nearby Streets

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