Webb County property record for 1109 Topaz Trl, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,768 sqft · built 1997 |
| Lot Size | 0.156 acres (6,787 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,507 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-00002-170 |
| Primary APN | 989-00002-170 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,209 sqft |
| 1st Floor Area | 1,768 sqft |
| Utility Area | 36 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,787 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 226 sqft |
| Porch | Open Porch |
| Porch Area | 584 sqft |
| Street Address | 1109 TOPAZ TRL |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-8067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 17 BLK 2 TIARA DE SAN ISIDRO SUBDIVISION UNIT I |
| Legal Subdivision | TIARA DE SAN ISIDRO |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1723 |
1109 Topaz Trl is owned and occupied by an individual who acquired it in June 2025.
Source: Webb County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1109 TOPAZ TRL, LAREDO, TX 78045-8067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2025 |
| Deed Sale | Jun 25, 2025 |
| Prior Sale | Dec 19, 2016 · Amount on File |
| Deed Document Number | 20251560922 |
| Deed Book / Page | 5857 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 1109 TOPAZ TRL, LAREDO, TX 78045-8067 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1109 TOPAZ TRL, LAREDO, TX 78045-8067 |
| Document Number | 005571/561 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 5571/561 |
| Instrument | 1517140 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 1109 Topaz Trl was $1,507, down 15.4% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,005 (-0.66%) Land $93,864 Building $202,141 | $296,005 (-0.66%) Land $93,864 Building $202,141 | |
| 2025 | $1,507.00 (-15.43%) Homeowner's exemption | $297,965 Land $93,864 Building $204,101 | $297,965 Land $93,864 Building $204,101 |
| 2024 | $1,782.00 | ||
| 2023 | $274,661 Land $76,557 Building $198,104 | $274,661 Land $76,557 Building $198,104 | |
| 2022 | $1,591.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1109 Topaz Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1109 Topaz Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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